Shenzhen has five insurances, one gold and three files.

Legal analysis: Shenzhen five insurances, one gold and three grades: 1, basic pension and local supplementary pension, totaling 22% (of total wages), of which the unit pays 14% and the individual pays 8% (based on the total monthly wages of employees, not higher than 300% of the average monthly wages of employees in last year and not lower than 60% of the average monthly wages of employees in last year). 2, comprehensive medical care (including local supplementary medical care+maternity medical care), a total of 9%, 7% units, 2% individuals (the calculation base is the same as the old-age insurance); 3. Unemployment insurance, totaling 48 yuan every month, with the unit paying 16 yuan and the individual paying 32 yuan; 4. Industrial injury insurance, based on the total monthly wages of employees, is divided into three grades (0.4%, 0.8%,1.2%); 5, housing provident fund, 5%-20%, based on the total monthly wages of employees.

Legal basis: Article 11 of the Social Insurance Law? The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12 of the Social Insurance Law? The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 23 of the Social Insurance Law? Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 33 of the Social Insurance Law, employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, while employees shall not pay the work-related injury insurance premium.

Article 44 of the Social Insurance Law? Employees should participate in unemployment insurance, and employers and employees should jointly pay unemployment insurance premiums in accordance with state regulations.

Article 53 of the Social Insurance Law? Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.