The latest policy of the National Social Security Bureau

Legal analysis: social insurance is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund, which is a redistribution system. Social security policy is a policy scheme formulated by the government to implement and guide the construction and operation of social security system. According to the social security policy, social security includes endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund, which is commonly called "five insurances and one fund". In 2022, we will continue to promote the national overall planning of endowment insurance, because it is still in the provincial overall planning stage. Some places don't even make overall plans at the provincial level, mainly because of the differences in local economic development. Once the endowment insurance is coordinated nationwide, both the social security payment base and the pension will benefit the insured and retirees.

Legal basis: social insurance law

Article 2. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Regulations on the administration of declaration and payment of social insurance premiums

The Administrative Regulations on the Declaration and Payment of Social Insurance Premium requires that the employer shall register social insurance for its employees and declare and pay social insurance premiums within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

The social insurance premiums mentioned in the regulations refer to the basic old-age insurance premiums, basic medical insurance premiums, work-related injury insurance premiums, unemployment insurance premiums and maternity insurance premiums paid by employers and their employees according to law.

According to the regulations, the employer shall inform the employees themselves of the details of the payment of social insurance premiums on a monthly basis, inform the employees' congress of the unit every year or announce the payment of social insurance premiums in a prominent position in the unit's residence, and accept the supervision of the employees. The details and changes of the payment declared by the employer on behalf of the employee must be signed by the employee himself and kept by the employer for future reference.

In view of the fact that some employers fail to pay social insurance premiums in full and on time, it is clearly stipulated that social insurance agencies shall order them to pay within a time limit or make up for it, and impose a 0.5% late fee on a daily basis from the date of default; If it fails to pay within the time limit, the administrative department of social insurance shall impose a fine of 1 times and less than 3 times.