How to reimburse medical insurance for flexible employees

The medical insurance reimbursement process for flexible employees is as follows:

1, hospitalization reimbursement must first be clearly defined as flexible employment medical insurance, not employee medical insurance;

2. The proportion of hospitalization reimbursement is between 60% and 90%, and the proportion of hospitalization reimbursement in provinces and cities is different, and the specific policies in different places are different. It is recommended to consult the local social security department for the specific reimbursement ratio, subject to the reply from the social security department. Those who have reached the statutory retirement age but have not reached the monthly payment period of basic old-age insurance benefits and continue to pay the basic old-age insurance premiums belong to the scope of flexible employment declaration.

People's Republic of China (PRC) social insurance law

Article 25

The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.