Changsha social security payment base

Legal analysis: endowment insurance: unit, 20%, individual, 8%; Medical insurance: 8% for units and 2% for individuals; Unemployment insurance: unit, 2%, individual,1%; Maternity insurance: unit, 0.7%, individuals do not have to pay; Work-related injury insurance: unit, 0.5%, individuals do not have to pay. Housing accumulation fund: Changsha raised the minimum deposit ratio of housing accumulation fund from 5% to 8%. After the adjustment, the deposit ratio of housing provident fund in the whole city will be unified from 8% to 12%. According to the calculation of relevant professionals, based on the monthly wage income of employees of 3,500 yuan, in the past, if the housing provident fund was deposited at the interest rate of 5% and deposited in 350 yuan every month, the maximum loan amount applied for for housing provident fund was 252,000 yuan. When the deposit ratio is increased from 5% to 8%, the monthly deposit amount of housing provident fund will be increased to 560 yuan, and the maximum loan amount of housing provident fund will be increased to 403,200 yuan.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.