New medical insurance policy for flexible employees in 2023

Employees of some companies can pay employee social security through the company, and they can pay "flexible employment social security" without the needs of the company.

In order to better protect the welfare benefits of flexible employees, flexible employment insurance has been adjusted.

It is reported that the medical insurance for flexible employees will usher in new regulations in 2023, so what are the new regulations?

First, the new medical insurance regulations for flexible employees in 2023

In recent years, with the development of Internet, many new industries have been born in China.

Some employees in emerging industries do not have any units to pay medical insurance, and the state guarantees the medical treatment of these people through medical insurance for flexible employees. With the increasing number of flexible employees, the payment policy of flexible employment medical insurance is also constantly adjusted.

The medical insurance for flexible employees in China has always been paid annually, and the amount paid will vary from place to place, but it is relatively difficult for flexible employees to pay the annual expenses at one time.

In order to alleviate this problem of flexible employees, the payment method was adjusted in 2023.

From 1, 2023,

All the insured persons who participate in the medical insurance for flexible employees in China do not need to pay the medical insurance premium on an annual basis, but pay it on a monthly basis.

This greatly reduces the burden of insurance for flexible employees in China, but there are some problems in this payment method.

Flexible employees have previously paid medical insurance fees on an annual basis, reducing the burden on the medical insurance bureau. After monthly payment, it is likely that various errors will occur due to the increase of payment times.

In order to avoid these problems, the National Medical Insurance Bureau allows flexible employees to choose designated banks to pay insurance premiums.

Flexible employees who want to pay insurance premiums through designated banks need to sign an agreement with the bank to approve the deduction.

After that, as long as enough insurance premium is deposited in the corresponding bank card before the fixed date of each month, the bank will pay it on its behalf after the expiration.

. This not only reduces the workload of the medical insurance bureau, but also eliminates the trouble of flexible employees running to the medical insurance bureau every month.

In fact, the new medical insurance regulations for flexible employees can be said to be a new product in the current society, which also relieves the payment pressure of many flexible employees.

In addition to medical insurance, flexible employees also have flexible employment pension insurance. There are several important matters to pay attention to when handling these insurances.

Second, pay attention to handling flexible employment insurance.

The first is to pay attention to the household registration restrictions of flexible employment insurance.

General flexible employment insurance is aimed at those who have no local work units. Medical treatment can be reimbursed locally, and retirement will be paid according to local salary level. Therefore, the household registration of flexible employees will be strictly restricted in some areas.

At present, Tianjin, Taiyuan, Shijiazhuang, Nanchang, Guiyang, Chengdu, Urumqi, Wuhan and Yinchuan in China are not subject to household registration restrictions, and Beijing, Lanzhou, Changchun, Harbin, Zhengzhou and Xineng are not allowed to participate in social security flexibly.

Other cities need to obtain a local residence permit to apply.

Secondly, we should pay attention to the payment standard when handling flexible employment social security.

The payment standard of general flexible employment medical insurance is uniform, but the payment standard of flexible employment old-age insurance can be selected according to one's own salary level. China's pension benefits adhere to the principle of "pay more, pay more for a long time", so you'd better choose a higher grade according to your salary level.

Third, the social security of flexible employees cannot be withheld.

After the payment method of flexible employment medical insurance was adjusted in 2023, the number of payment became very frequent. Therefore, it is necessary to ensure that there are enough funds in the bank card associated with the social security account. Once the supply is cut off, it is likely to cause losses to your social security benefits.

However, the pension insurance for flexible employees has been paid off, which is not allowed according to the regulations of our country, and will affect the pension we receive after retirement.

Therefore, if there are no special circumstances, we must pay flexible employment medical insurance and flexible employment pension insurance on time to avoid not enjoying the corresponding welfare policies.

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Generally speaking, the new medical insurance regulations for flexible employees in 2023 are good news for flexible employees and greatly reduce our economic burden.

However, this payment method requires us to ensure that there are enough funds in the bank account to avoid the suspension of payment due to forgetting.

At present, China's social security policy is constantly improving, the scope of medical insurance reimbursement is constantly expanding, and the pensions received are also increasing year by year.

Therefore, we must abide by the regulations promulgated by the relevant departments and pay flexible employment insurance on time to ensure that we can enjoy the corresponding welfare benefits in the future.