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Can Dalian medical insurance card be used in different places?
1. Medical insurance can realize direct settlement of medical treatment across provinces. Medical insurance, that is, basic medical insurance, is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation. The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and members of society. With the support of the government, sick members of society can get the necessary material help from society and reduce the burden of medical expenses.
2. Social medical insurance card is a special card for personal account of medical insurance. It takes personal ID card as the identification code, and stores detailed information such as personal ID card number, name, gender, account capital expenditure and consumption. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the insured employee's personal medical insurance card at the end of the month.
Legal basis: Article 29 of the Social Insurance Law of People's Republic of China (PRC).
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
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