How much is the social security general retirement salary a month?

Social security pension = basic pension+personal account pension, depending on the payment base. Reach the retirement age stipulated by the state, and the accumulated payment period exceeds 15 years.

Monthly payment: basic pension = (the average monthly salary of employees in the province in the previous year ×a+ my average monthly payment salary) ÷2× payment period (including deemed payment period) ×1%; Personal account pension = personal account storage amount ÷ personal account pension calculation and payment months; The sum of the above two items is the monthly payment. Note: The basic pension is adjusted in July every year according to the unified plan announced by the whole province.

First, the basic pension.

Overall planning of partial pension, also known as monthly basic pension = local average wage * (payment period)%, that is, personal income after retirement = (1)+(2).

For example, when a person retires at the age of 60, he has 60,000 yuan in his personal account, and the local social wage in the year of receiving the pension is 1 10,000 yuan, that is, = 60,000//kloc-0+110,000 yuan = 1 10,000 yuan.

Second, personal account pension.

Personal account partial pension = personal account amount/months.

1. Part of the amount of personal account: 40% paid by oneself will go into this account and 60% will go into the overall account. This data is recorded in the file every year.

2. Monthly calculation: refers to the number of months that the pension may be paid according to the average life expectancy of the population. Generally, men retire at 60, divided by 139, and women retire at 55, divided by 170. There is a special table, such as 50-year-old retirement divided by 195 and 65-year-old retirement divided by 10 1.

Here is an example to illustrate how to calculate the pension.

Mr. Li is an employee of a company, and his monthly income is basically around 5,000 yuan. Assuming that Mr. Li pays social endowment insurance every year according to the payment standard, and the payment period is 30 years, then when Mr. Li is 60 years old, he can start to receive a monthly pension. But how much pension does Mr Li Can receive every month?

According to Mr. Li's personal salary, if Mr. Li's personal account pension deposit is = 5000 * 0.08 *12 * 30 =144000 yuan, and the calculated months are 139, then the personal account pension is =144000//kloc-.

Assuming that the local average wage in the previous year was 5,000 yuan, and the ratio of the individual contribution base to the local average wage was 1, Mr. Li's basic pension = {(5,000+5,000 *1)/2} * 30% =1500 yuan, from which it can be concluded that Mr. Huang's pension = 6,500 yuan.

Extended data

Pension conditions

Individuals who participate in the basic old-age insurance can receive the basic old-age pension on a monthly basis if they have paid 15 years when they reach the statutory retirement age. In other words, employees participating in endowment insurance must meet two conditions to receive pension:

First, reach the statutory retirement age;

Second, the accumulated endowment insurance premium has reached 15 years.

According to the relevant regulations, the legal retirement age of employees in Chinese enterprises is: 60 years for men, 50 years for women employees and 55 years for women cadres.

Engaged in underground, high altitude, high temperature, particularly heavy manual labor or other jobs harmful to health (hereinafter referred to as special jobs), the retirement age is 55 years old for men and 45 years old for women; Disabled due to illness or non-work-related, the retirement age is 55 years old for men and 45 years old for women, which is certified by the hospital and confirmed by the labor appraisal committee.

Baidu Encyclopedia _ Endowment Insurance