What is the difference between personal social security and company social security in Chengdu?

First of all, the concept is different.

The social security paid by the company is called "employee social security"; Social security paid by individuals is called "resident social security".

Second, different types of insurance.

The social insurance paid by the company for us is the five insurances mentioned above;

As individuals, we pay social insurance, and only need to pay the expenses of endowment insurance and medical insurance. Individuals in individual areas can pay unemployment insurance.

Third, the choice is different

The company pays social security for its employees, which is a mandatory legal requirement. For the company, the voluntary waiver of social security agreed with employees, no matter what form, has no legal effect.

Personal insurance, on the other hand, depends entirely on personal wishes, and there is no mandatory requirement.

Fourth, the payment frequency is different.

The company pays social insurance for its employees monthly. Industrial injury insurance and maternity insurance are not paid by individuals, but by enterprises.

Individuals pay social security, mostly on an annual basis.

5. The insurance period is different.

Generally speaking, the insured person can no longer pay social security when he reaches the legal retirement age. The female cadres in the unit are generally 55 years old, the female employees are 50 years old and the male insured is 60 years old.

Sixth, the collection methods are different.

The employees of the enterprise have reached the national legal retirement age, and the accumulated payment period is 65,438+05, and they can receive a monthly pension. If the accumulated payment period is less than 15, you can apply for delayed retirement or sexual intercourse 15, and then receive a monthly pension.

Personal pension insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance.