Can the social security paid by Taobao be used normally?

Social insurance refers to a non-profit social security system with the function of income redistribution. It is a system that forces most members of society to participate in order to prevent and share social risks such as old age, unemployment, illness and death and realize social security.

Chapter III Basic Medical Insurance Article 23 stipulates that employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Social insurance refers to the non-profit social security system with income redistribution function that the state participates in to prevent and force most members of society.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

2065438+Since February 2006, Guangdong, Tianjin, Yunnan, Gansu, Guizhou, Jiangsu, Shanghai and other places have reduced social security rates. On February 3, 20 16, the national social security fund regulations were adopted at the 22nd executive meeting of the State Council, and came into force on May 3, 20 16. 20 16 1 1 the State Council issued the Implementation Opinions on Stimulating the Vitality of Key Groups to Drive Urban and Rural Residents to Increase Income. _

20 18, social security pensions began to be co-ordinated nationwide; 2065438+August 20, 2008, social security fees were collected by the tax authorities; 65438+February 10 completed the transfer and handover of social insurance premiums and the first batch of non-tax revenue collection and management responsibilities, and the tax authorities will uniformly collect all social insurance premiums and non-tax revenue transferred first from 20 19 65438+ 10/.

Social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.

There are two milestones in the history of social security: first, Germany initiated the social security system in Bismarck era; Second, in 1935, the United States established a perfect social security system and institutionalized social security, which had a great impact on the globalization of social security system after World War II.

In 1970s, the practice of social security system reform appeared in industrial countries.

social security

195 1 February, the State Council promulgated the regulations on labor protection, which marked the establishment of the social insurance system in new China. The object of protection is enterprise employees, and the insurance items include illness, injury, maternity, medical care, retirement, death and unemployment. The measures for the retirement of staff of state organs shall follow the Interim Measures for the Retirement of Staff of State Organs promulgated in February, 195265438. From the early 1950s to the period of 1966, the social security system combined fund support, management and supervision, and separated fund collection, management and supervision. This system works well under the circumstances of light population aging structure and rapid economic development.

After 1966, the social insurance system was transformed into the enterprise insurance system. From the perspective of insurance theory, this change is a retrogression, because it violates the premise of the law of insurance large numbers.

There are two reasons why the enterprise insurance system can operate: on the one hand, the population structure of enterprises is younger, there are fewer retirees, and the burden of providing for the aged is not heavy, and the burden of medical care is not heavy. Until 1978, there are still 30 employees supporting a retiree; On the other hand, in various industries and enterprises, although the dependency ratio was different, at that time, state-owned enterprises almost dominated the world, and the last "boss" of state-owned enterprises was the country. The profit and loss and the burden of an enterprise have nothing to do with the pain of the enterprise, so people are not very sensitive to the enterprise insurance system.

From 65438 to 0984, the social security system in China entered the stage of reform. The reform of social insurance system in China started from this project. When the socialized medical security system based on enterprises became the burden of enterprises, the medical insurance system was tried to be reformed in the early 1990s.