Job Recruitment Website - Social security inquiry - Can I take out the social security I paid?

Can I take out the social security I paid?

Legal analysis: individual contributions to old-age insurance can be taken out, but there are certain conditions: 1, reaching retirement age, not meeting the conditions of 15 years (all personal account deposits are paid); 2. The insured dies for some reason; 3, death after retirement, personal account balance. Social security refers to the five insurances, that is, social insurance. Social insurance is compulsory. According to national laws, as long as the company has employees, the company must buy social insurance for them. Social insurance includes work-related injury insurance, unemployment insurance, maternity insurance, endowment insurance and medical insurance, among which medical insurance, endowment insurance and unemployment insurance are paid by companies and individuals in different proportions, while work-related injury insurance and maternity insurance are paid by units, and individuals do not need to pay. The main purpose of social insurance is to provide the most basic insurance protection for employees. For example, medical insurance can help the insured to solve some medical expenses. The proportion of medical insurance reimbursement in some areas is as high as 90%, which can reduce the economic pressure of the insured.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.