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Social security rights and interests in Jiangxi province over the years

The calculation method of the new rural insurance pension is relatively simple: 55 yuan+personal account deposit/139.

Among them, 55 yuan refers to the basic pension, which is uniformly allocated by the state and can be increased (not decreased) by all localities, but the increase is borne by local finance.

The amount of personal account storage is the sum of the contributions paid by the insured over the years, subsidies and interest allocated by the local government according to regulations.

According to the current method: the annual payment is 300 yuan, assuming that the local subsidy is 30 yuan and the payment is 20 years (in this case, the interest calculation is complicated and will not be considered for the time being), then the pension will be = 55+330 * 20/139 =102.48, and of course the government will gradually increase it according to the economic development.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.