Can parents use their son's medical insurance when they come to Shenzhen?

Parents in their hometown can use their son's medical insurance when they come to Shenzhen. The following conditions shall be met:

1, and the authorizer must be the first-class insured of the basic medical insurance;

2. The balance of the social security card (personal account) of the authorized person shall exceed 5% of the average annual salary of employees in Shenzhen last year;

3. The authorized person must have participated in Shenzhen medical insurance;

4. Licensee's personal account must be zero or no personal account;

5. Social Security Card Family Members Association.

Economic use process of medical insurance card in family account:

1. The insured person transfers the personal account funds to his close relatives (spouse, children, parents) through self-help, and the specific transfer amount is determined by the insured person;

2. After the ownership of the individual account fund is transferred, its use, carry-over, transfer, inheritance and interest generated over the years shall be implemented in accordance with the relevant provisions on the management of the individual account fund of basic medical insurance in Hangzhou;

3. The funds in the personal account of the authorizer over the years can be transferred to one or more close relatives for use, or multiple authorizers can be transferred to one close relative for use;

4. After the transfer, close relatives who receive * * * can directly brush personal account funds at designated medical institutions with social security cards;

5. The authorizer shall be responsible for the authenticity of the social relationship between the close relatives and the authorizer. If there is false information, all legal responsibilities arising therefrom shall be borne by the authorized person.

To achieve family economic benefits, two basic conditions need to be met:

1. 1. Employees who need * * * economic assistance and their spouses, parents or children are all insured in our province's basic medical insurance (employee medical insurance or urban and rural residents' medical insurance) and are currently in a normal state of participation;

2. Second, there is a balance in the personal account of the insured employee's medical insurance.

To sum up, the funds in the personal account of medical insurance can be used by family members. It can be used to pay for medical treatment in designated medical institutions and for purchasing medicines, medical devices and medical consumables in designated retail pharmacies.

Legal basis:

Article 26 of People's Republic of China (PRC) Social Insurance Law

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.