Do you know what will happen if you don't pay five insurances and one gold?

There is no impact on individuals, but for enterprises, if employees are not paid five insurances and one gold, they will be affected and may be punished. According to the relevant laws and regulations, if an enterprise fails to pay five insurances and one gold as required, it may be fined or ordered to make corrections, or even its business license may be revoked in serious cases.

If the enterprise does not pay employees five insurances and one gold, employees will not enjoy the benefits brought by social security. For example, medical expenses cannot be reimbursed during hospitalization, and there is no pension after retirement, which will have a certain impact on the quality of life of the elderly and it is impossible to make provident fund loans.

First, there are no problems faced by five insurances and one gold.

For individuals, if there is no five insurances and one gold, it may have a certain impact on life when they get old. If the family is rich, don't worry about getting old, forget it. If the family conditions are average, you have to rely on your children when you are old. Five insurances and one gold have a great influence on yourself.

After all, I can't work when I am old, and I can only rely on my own savings and the support of my children. If there is a pension at this time, the living standard of the elderly will be improved a lot, giving themselves enough protection and reducing the burden on their children.

Especially when you are in hospital, you will get medical insurance if you pay five insurances and one gold, which has a great influence. If the old man is ill, it may cost a lot of money to be admitted to the hospital. At this time, if you have medical insurance, you can reimburse medical expenses and reduce the burden on your family.

Unemployment insurance, maternity insurance and work-related injury insurance in the five insurances and one gold basically have no influence on individuals. If you use the provident fund, it is mainly the problem of buying a house loan. With the provident fund, the interest rate of housing loan will be much lower and the loan will be more favorable.

So if you can pay five insurances and one gold, try to pay it. At present, all employees' five insurances and one gold are shared by individuals, and most of them are paid by enterprises. This will be more cost-effective. Even if individuals do not pay five insurances and one gold, they are advised to choose five insurances and one gold that suits them according to their own economic conditions. In any case, this is a guarantee for their old age.

Second, the way to deal with five insurances and one gold after leaving the company

Some people leave their jobs because the company has paid five insurances and one gold to individuals. Once they don't find a job, they need to pay five insurances and one gold themselves. If you just quit your job and can work in another company, you don't need to worry about the problem of five insurances and one gold. The company will handle it by itself, and there is no problem of paying off.

If you can't find a job for the time being, you can discuss with the company the payment of five insurances and one gold. If you want to work in other places after leaving your job, you need to go to the Social Security Bureau to pay five insurances and one gold in person or online.

Social security transfer method: first log in to the social security bureau in official website, where you leave your job, and then handle the payment voucher for basic old-age insurance and basic medical insurance at the social security bureau. After the new company has paid social security for one month, you can take these two vouchers to the social security agency in the new city to make good relations and exchange them. After handling, five insurances and one gold will be automatically accumulated.

If it is inconvenient for you, you can also go to the HR of the company, but you need to consult clearly in advance.