Job Recruitment Website - Social security inquiry - What should I do if I am 60 years old and haven't bought enough social security?
What should I do if I am 60 years old and haven't bought enough social security?
1. Increase social security payment time: If an individual has not reached retirement age, he can continue to pay social security fees to increase the social security payment time to meet the conditions for receiving pension insurance benefits;
2. Paying social security fees: if an individual has reached retirement age, but the standard of social security payment period or payment amount does not meet the requirements, it can be considered that the way of paying social security fees meets the conditions for receiving old-age insurance benefits;
3. Apply for special care according to the policy: individuals cannot meet the social security payment standard due to special reasons, such as illness, disability, loss of working ability, etc. He can apply for special treatment according to local policies to get pension insurance benefits.
Impact of social security interruption:
1. Social security is not cleared during the break-off, and hospitalization reimbursement can only be enjoyed if the payment period of social security in the future meets 14 years and social security is paid;
2. Interrupting the payment of endowment insurance will affect the payment period, and the payment period before and after re-payment can be calculated together;
3. If the medical insurance payment is interrupted, you will not be able to enjoy the relevant treatment. After re-payment, the payment period is calculated according to the new insurance, and the payment period before and after cannot be combined.
To sum up, there may be differences in social security policies and regulations around the country, and it is recommended to consult the local social security management department for specific conditions.
Legal basis:
Article 16 of People's Republic of China (PRC) Social Insurance Law
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Article 27
Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
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