There are many drugs that need to be reimbursed by social security at their own expense. What drugs are reimbursed by insurance at its own expense?

Self-funded drugs that want to be reimbursed by social security can purchase commercial medical insurance. This can reimburse some self-funded drugs, but the purchase of commercial medical insurance also requires the purchase of social security as the basic medical insurance. When hospitalization expenses occur, medical expenses are reimbursed by social security as basic medical insurance, and the rest that need to be paid out of their own pockets are reimbursed by commercial medical insurance.

If the amount of commercial medical insurance you buy is relatively high and the protection is relatively comprehensive, then when hospitalization expenses occur, you can reimburse them through social medical insurance and commercial medical insurance, and the money paid is very limited, which can greatly reduce your personal burden. Therefore, it is necessary to choose some suitable commercial medical insurance according to your own economic situation.

In addition to commercial medical insurance, you can reimburse your own medicines, and you also need to buy some accidental medical insurance, so that when you have some medical expenses due to accidents, you can get a good reimbursement, because the basic medical insurance reimbursement of medical expenses caused by accidents is very low. With commercial accident medical insurance, the insured can also get some reimbursement for the drugs at his own expense after the accident.

If a person buys social medical insurance, commercial medical insurance and commercial accident medical insurance, medical insurance is relatively comprehensive, but the premiums paid by these insurance types add up to a lot in one year. Some people think that if we don't get sick and have no accidents this year, the money will be wasted. This idea is wrong, because no one can guarantee that he will not get sick or have an accident in his life.

Once this happens, it will have a great impact on a person's economic burden and bring great pressure to people. It is a very lucky thing not to get sick and have an accident for a year, but it is normal to have such a situation. With these insurances, you will feel at ease a lot. Some medical insurance contributions are cumulative, and paying one more year will have a very positive impact on your future retirement, so in general, paying these insurances will not lose money.