3 insurance is which three insurance and one gold

Legal analysis: three insurance that is pension insurance, unemployment insurance, medical insurance, a gold that is a housing fund. According to the current laws and regulations, work injury insurance and maternity insurance is also mandatory to pay, that is, five insurance and one gold. In order to protect the legitimate rights and interests of workers, employers to workers to buy social security (five insurance) is a mandatory obligation, and the purchase of housing fund is not mandatory. 1, pension insurance: individuals pay 8% of the wage base, the enterprise to pay 21% of the wage base, individual contributions to the legal normal retirement age.

2, medical insurance, basic medical insurance individuals pay 2% of the wage base, the unit pays 9.8% of the wage base and 0.8% of the part of the personal account into the amount of medical expenses mutual funds individuals pay 3 yuan per month, the unit pays 1% of the wage base. Individuals sick, by the basic medical insurance fund and individual account *** with the cost. More than the basic medical insurance fund starting standard, in accordance with the proportion of medical expenses should be borne by the individual. The portion not covered by the individual account shall be paid by the individual himself/herself.

3. Unemployment insurance, individuals pay x 0.5% of the wage base, the unit pays 1.5% of the wage base. In accordance with the provisions of the unemployment insurance, the unit and I have been in accordance with the provisions of the obligation to pay contributions for one year because of their own will to interrupt the employment of the registration of unemployment, and job-seeking requirements, can receive unemployment insurance.

4, housing provident fund, individuals pay x 8% of the wage base, the unit pays 8% of the wage base. Individuals to buy, build, renovate, overhaul their own housing Hugh, retired, total loss of working capacity, and terminate the labor relationship with the unit of the mouth moved out of the city or county in which they are located, or out of the country to settle in the repayment of the purchase, loan principal and interest of the rent exceeds the prescribed percentage of household income can be withdrawn from the Housing Provident Fund.

Legal basis: "Chinese people's *** and the State Social Insurance Law"

Article 64 of the social insurance fund, including the basic pension insurance fund, the basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund.

Article 2 The State establishes a social insurance system for basic old-age insurance, basic medical insurance, work-injury insurance, unemployment insurance, maternity insurance and other social insurance, and guarantees the right of citizens to receive material assistance from the State and society in accordance with the law in the event of old age, sickness, work-injury, unemployment and maternity.

Provisional Regulations of the People's Republic of China on the Collection and Payment of Social Insurance Premiums Article 13 If a contributing unit fails to pay and withhold social insurance premiums in accordance with the provisions of the regulations, it shall be ordered by the administrative department of labor security or the tax authorities to pay the premiums by the due date and, if it still fails to do so, it shall be charged with a late fee of two-thousandths of one percent of the total amount of the premiums paid, in addition to the amount of the outstanding premiums, from the date of the outstanding premiums, on a daily basis. Late payment fees are incorporated into the social insurance fund.