Shanghai foreigner purchase policy 2022

1. Both husband and wife are registered in other places.

Couples who are not from Shanghai can buy 1 apartment in Shanghai if at least one person has paid social security or individual tax continuously for five years or more before the purchase date. Five-year social security or five-year tax refers to the normal payment of 60 months of social security or tax within 63 months, excluding the month of signing the contract.

2. One spouse is registered in Shanghai and the other spouse is not registered in Shanghai.

If you buy the first set of real estate license, you can go to a non-Shanghai household registration alone, but you need to provide a five-year social security certificate or a five-year tax payment certificate. To buy two sets of real estate licenses, you must have a Shanghai household registration certificate, otherwise it will be restricted.

3. Non-Shanghai single

In addition to Lingang New Town, non-Shanghai singles in other areas of Shanghai are restricted. The purchase restriction policy of Lingang New Town is relatively loose. In Lingang New Town, the qualification of non-local household registration talents to purchase houses is adjusted from household registration to individual. And the social security or individual tax has been shortened from 5 years of the original policy to 3 years.

What are the points to pay attention to when buying a house in Shanghai?

1. Considering the apartment type, it is necessary to check the division between the activity area and the rest area. After entering the room normally, the living room, dining room and rest area should follow the activity area first to avoid the interference between bedroom and study. It is best for the house to face north and south, so that light and air can circulate.

2. Multi-storey buildings should choose 3 or 4 floors, and floors below 1/3 should not be selected for small and high floors. The number of stairs in each building must also be checked to ensure that all parties have no influence on the lighting and air circulation of the room.

3. Don't let the living room face west, otherwise the indoor temperature will be high in summer, and don't install the bedroom door on the living room wall. It's better to add an aisle next to the bedroom. The main bedroom needs to face south, so as to ensure proper lighting in the bedroom, but the area should not be greater than 12 square meter, and the area of the second bedroom should be kept at around 10 square meter, which will improve our comfort.

4. When buying a house, you need to choose a suitable loan, taking into account your income level and the health of your family to ensure that you have the ability to repay the principal and interest.

Legal basis:

Article 37 of People's Republic of China (PRC) Urban Real Estate Management Law refers to the transfer of real estate by real estate owners through sale, gift or other legal means.