Job Recruitment Website - Social security inquiry - Why can't social security reimbursements be made without monthly contributions?

Why can't social security reimbursements be made without monthly contributions?

The reason why you can't get reimbursed for your social security contributions is:

1. Medical insurance suspension and will not be a separate notice to you, generally as long as your social security did not pay the contributions will give you suspension, social security suspension after the health insurance card money can be spent.

2, payment time is not enough. Generally speaking, we did not say hospitalization before paying medical insurance, the state also in order to prevent people from getting sick before paying medical insurance, enjoy medical reimbursement treatment, the development of a special health insurance waiting period policy. In general, urban workers need to pay 3 months of continuous medical insurance to enjoy medical treatment.

3, social security payment break. If we do not pay the social security fees on time, or interrupt the social security payment, then our health insurance will also be broken, resulting in the inability to enjoy the health insurance treatment.

4, social security card demagnetization. The social security card is an important proof of our enjoyment of health insurance benefits, if the social security card is demagnetized or damaged, then we will not be able to use the social security card for settlement and reimbursement.

When does Medicare reimbursement take effect?

Generally there are the following cases:

1, health insurance within three months of the break in payment

If the September break in payment, in October to make up for the September health insurance, health insurance in November to take effect (i.e., renewed the next month), but the medical expenses incurred in September is also not reimbursed;

2, health insurance more than three months of the break in payment

Need to pay for six consecutive months in order to resume enjoyment of health insurance

From the above, it can be seen that the social security did not pay monthly contributions can not be reimbursed may be the reason why the health insurance may have been discontinued, not enough time to pay, social security payment, social security card demagnetization and so on.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 23

Employees shall participate in the basic medical insurance for employees, and shall pay the basic medical insurance premiums by the employing unit and the employees in accordance with the state regulations***.

Individual industrial and commercial households without employees, part-time employees who do not participate in the basic medical insurance for employees at their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

Article 28

Medical expenses that conform to the basic medical insurance drug list, diagnostic and therapeutic items, standards of medical service facilities, as well as those for emergency and rescue, shall be paid out of the basic medical insurance fund in accordance with the state regulations.