Beijing hukou social security broke off for one year

Beijing's social insurance has been broken for more than half a year, and it can continue. However, the longer the break, the greater the impact on the collection of old-age insurance in the future, and there are other effects, with specific reference as follows.

First, the interruption of social security payment mainly affects the endowment insurance and medical insurance of the insured.

1. According to the relevant regulations of Beijing, when the accumulated payment period of old-age insurance reaches 15, you can receive the old-age insurance normally; The old-age insurance in Beijing is based on the principle of "paying more and getting more". Because the period of social security interruption is not included in the length of service, the longer the interruption time, the less the payment amount, and the less the pension will eventually be received.

2. Medical insurance is different from endowment insurance, involving reimbursement of medical expenses, which is greatly affected by the interruption of payment. China's basic medical insurance is a "pay-as-you-go" system, that is to say, no matter how many years the insured person has paid continuously, once the payment is interrupted, he will no longer enjoy the medical insurance benefits during the period of interruption, and the medical expenses will not be reimbursed. In addition, men who have paid medical insurance for 25 years and women who have paid for 20 years can enjoy retirement medical treatment.

Second, the interruption of social security will also affect the purchase of houses by non-Beijing citizens in Beijing.

According to Beijing's purchase restriction policy, if a non-Beijing registered family applies for the qualification to purchase a house in Beijing by paying social security, it should pay social insurance in Beijing for 60 consecutive months from the last month of application, and the application month must be in a normal insurance state. Therefore, the interruption of social security will affect their qualifications and the payment will be invalid. Since 2012121218, the Beijing Municipal Commission of Housing and Urban-Rural Development has stipulated that the payment of social security will not be recognized in the qualification examination of house purchase.

For supplementary payment, please refer to the following.

1. Not from Beijing

Except for the reason of "the unit has not paid", the insured person cannot pay social security, and after the interruption, he cannot entrust an institution to pay social security fees in his own name.

Second, Beijing urban hukou.

The insured can be paid by the individual on behalf of the local municipal talent service center or employment service center within 3 months after the termination of the insurance. Social security can only be paid between June 1992, June 10 and July 20 1 1. Social security will not be paid after July 20 1 1. Even if the insurance is terminated for more than 3 months, even if it is transferred to a talent or employment agency, the medical insurance will have a medical observation period of 6 months, and the medical insurance will not be enjoyed during the 6-month payment period; However, if you transfer to the unit and continue to pay, there will be no medical observation period.

Tip: To handle the social security payment business, we must first transfer the files to local talents. The specific process is as follows:

1. Get a transfer letter from the talent exchange service center with your personal ID card and household registration book.

2. Take the transfer letter to the unit to take out the file.

3. Go to the talent exchange service center with the debit card and personal file of Bank of Beijing to handle relevant formalities.

At that time, as long as enough insurance amount is deposited into the debit card every month, the minimum payment amount is 698.79 yuan, including medical insurance, endowment insurance and unemployment insurance. The talent exchange service center charges a monthly filing fee 10 yuan.

(1) As for the cumulative 15 years you mentioned, it can't be broken, and it will have to be supplemented if it continues. The above answer has explained that 15 years is mainly for endowment insurance. When you retire, you can receive the old-age insurance normally if the accumulated payment period of the old-age insurance exceeds 15, and you can't receive the old-age insurance if it is less than 15.

2 I don't understand. Since it is cumulative, please refer to the following questions.

1, accumulation and supplement are not repeated.

2. Accumulation is a time statistic of endowment insurance, which is directly related to the expiration of 15 years. If it is not supplemented, the standard time limit of 15 will not be reached, or it will be extended for a longer time if it is delayed. This point must be paid enough attention to. Because of problems that affect the quality of life for the rest of my life.

3. Payment can only be made from June 1992 10 to July 20 1 1. Be sure to pay attention to this time point. After 20 1 1, social security will not be paid.

(3), medical insurance, whether it continues to take effect, or must pay to take effect, and how long it will take to continue to take effect, refer to the following.

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2, Beijing urban hukou, even if it is transferred to a talent or employment agency for more than 3 months, medical insurance will have a medical observation period of 6 months, and you can't enjoy medical insurance benefits during the 6-month payment period; However, if the unit continues to pay fees, there will be no medical observation period and it will take effect immediately.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.