There are several forms of individual contributions to social security.

Social security individual payment is short of three insurances.

Individuals can only pay pension and medical care, and cannot participate in other types of insurance.

Methods for individuals to pay social insurance:

1. Pay social security as a freelancer: pension+medical care.

2. Insurance conditions: urban hukou or rural hukou.

3. Handling place: local community street social security service point or district/county social security bureau.

4. Basic information required: household registration book, ID card and photocopy, and two 1 inch photos.

5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%.

To sum up, the social security is usually paid by the employer for everyone, including endowment insurance, medical insurance, maternity insurance, unemployment insurance and work injury insurance, which covers almost all kinds of insurance that everyone needs in daily life and can ensure that everyone's basic life can be maintained normally. Social security is a welfare policy. Most of the monthly insurance premium is borne by the company, and individuals only need to bear a small part. However, it should be noted that if you want to enjoy the five types of insurance, social security can only be paid by the company. For freelancers or former employees, social security is bound to be broken. Although individuals can also pay social security, the types of insurance they enjoy are completely different. Individuals can only pay pension and medical care, and cannot participate in other types of insurance. Moreover, the calculation methods of the two fees are different. Judging from the final payment amount, the amount paid by individuals is far more than the amount borne by the company. So in general, if you don't plan to start your own business, try to let the company pay social security, which is the most cost-effective.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.