Deductible 100 What does it mean to pay 80?

If this 80% reimbursement rate is reimbursed by social security, then the 80% deductible of 100 means that after social security reimbursement, if the medical expenses within the scope of medical responsibility are within 100 yuan, then the insurance company will not reimburse. For medical expenses that exceed the responsibility 100 yuan, the insurance shall be reimbursed according to 80% of the excess.

If this 80% reimbursement rate is not social security reimbursement, the insurance company will directly reimburse 80% of the medical expenses within the scope of medical responsibility after deducting the deductible 100.

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Deductible refers to the amount agreed between the customer and the insurance company before insurance. If the medical expenses incurred are within the quota, the insurance company will not compensate. If the medical expenses incurred exceed the amount, the insurance company will reimburse the excess according to a certain proportion. Is the less deductible, the better? Little friends click on the link below to see:

What is the deductible? Is the deductible as small as possible?

Although the deductible will reduce the insurance company's claim cost, it can also reduce the premium that consumers need to pay to some extent, because under the same protection, products with low deductible are often more expensive. Deductible is common in medical insurance products, and the general medical expense reimbursement deductible of most medical insurance in the market is generally 6,543,800 yuan. Some excellent medical insurance, hospitalization for serious illness and proton heavy ion therapy have zero deductibles, and some medical insurance also have deductibles shared by families. What medical insurance are there in the market? If you want to know, take a look at this list newly released by your sister:

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