What if the woman doesn't have social security to have a baby?

Legal analysis: it is generally stipulated that women who have not participated in maternity insurance cannot enjoy the maternity insurance that men participate in. Men participate in maternity insurance, which is mainly used for the nursing allowance of taking care of their wives' childbirth during maternity leave, as well as the reimbursement of reproductive health care-related expenses such as fertility ligation surgery in the future. However, maternity insurance policies vary greatly from place to place. The usual practice is that if the woman does not have maternity insurance, she can apply for reimbursement in the name of the man's unit and enjoy 50% maternity insurance. In some places, she can also receive a one-time subsidy.

Legal basis: Article 53 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in maternity insurance, and the employer shall pay maternity insurance premium according to the provisions of the state, but employees shall not pay maternity insurance premium.

Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.