How many years should Guangzhou residents' old-age insurance be paid before they can enjoy it for life?

How many years does it take to pay the old-age insurance to retire? After 65438+1 July 19981,the cumulative payment period15; 130 June 1998, and retired before 30 June 20 13, the cumulative payment period is 10 year; 1insured before June 20, 998, retired after June 30, 20 13, and accumulated payment period 15 years; Those who were not insured before June 20th 1998, and those who were insured after July 20th 1, 1998 will be paid back, and the cumulative payment period will be 15. According to the relevant provisions of the current social security regulations in Guangzhou, people who have reached the national statutory retirement age and the accumulated payment period of old-age insurance has reached 15 years can enjoy the old-age insurance benefits in Guangzhou after going through the retirement pension procedures. For the registered residents in this city who have paid less than 15 years at retirement age, they can make up the insufficient part of the old-age insurance premium at one time according to the minimum standard old-age insurance, but the longest payment time does not exceed 15 years. If the overdue payment is still less than 15 years, you can apply for an extension of payment. Frequently asked questions about the payment period: Due to the interruption of the payment of Guangzhou old-age insurance, if the payment period is less than 15, can it still be paid at the age of 60? How to deal with it? Reply: You can return it. According to the first paragraph of Article 2 of the Ministry of Human Resources and Social Security 13 Order, if the accumulated payment is less than 15 years at the age of 60, the pension insurance premium for the insufficient years can be paid in one lump sum according to the method of "paying first and postponing later" of the minimum standard pension insurance, but the longest overdue time is not more than 10 years; If the overdue payment is still less than 15 years, you can apply for an extension of the payment time. Question: How much pension can I get after retirement if I pay the old-age insurance according to the minimum wage in Guangzhou? Reply: Pensions are related to the payment period. If the payment period is 15, the pension is probably the lowest standard in Guangzhou. If the payment period reaches 30 years, it is close to 50% of the average salary of last year, and the payment period reaches about 70% of 40 years. This data is for reference only, and the specific pension amount is subject to the payment of social security institutions in Guangzhou. Question: I bought old-age insurance in Guangzhou in 2002 and surrendered it in 2006. In 2009, the company handled social security for me. How many years have I paid my pension insurance? Is it necessary to pay the foreign account 15 years? Answer: Surrender means the termination of social security relationship, so after surrender, the service life will be cleared. At present, the payment period of your old-age insurance is calculated from 2009. Those who reach retirement age, have been insured in Guangzhou for 10 years, and have paid for 15 years, can apply for retirement in Guangzhou and enjoy the pension insurance benefits in Guangzhou, which is closely related to the payment period.

Legal objectivity:

Unemployed urban residents under the age of 60 in Guangzhou will be included in the old-age insurance system in Guangzhou! The press conference held by Guangzhou Municipal Bureau of Human Resources and Social Security released the Trial Measures for Social Endowment Insurance for Urban and Rural Residents in Guangzhou (hereinafter referred to as the Measures), and the old-age insurance for urban elderly residents in Guangzhou and the new rural insurance will be "combined into one" and unified into the old-age insurance system for urban and rural residents. The human resource and social security bureau, which involves 2.36 million urban and rural resident, said that in that past, the old-age insurance for urban elderly residents and rural residents belonged to two different type of system management, and there were certain differences between the two systems in terms of payment level, treatment enjoyment conditions and treatment level, which was not conducive to the overall development of urban-rural integration of Guangzhou's social old-age insurance system. The "Measures" published this time "combine the old-age insurance for urban residents and the new rural insurance" and incorporate it into the social old-age insurance for urban and rural residents. Regarding the difference in treatment that citizens care about, the deputy director of Guangzhou Municipal Bureau of Human Resources and Social Security said that the integrated social endowment insurance for urban and rural residents is basically the same as that for urban elderly residents and new rural insurance before integration. By the end of 20112, nearly 80,000 urban elderly residents in Guangzhou had participated in the urban elderly pension insurance, and 6,543.8+0.4 million rural residents had participated in the new rural social pension insurance. Chen Min said, together with the unemployed urban residents under 60 who were not included in the old-age insurance before, the Measures involved a total of 2.36 million urban and rural residents. Full coverage of social old-age insurance In September 2008, Guangzhou brought the elderly residents with irregular pension into the old-age insurance system. 20 10 Guangzhou has brought rural residents into the old-age insurance system, but unemployed urban residents under 60 years old have always been a blank in the system and are not covered by the old-age insurance system. According to the introduction of the Human Resources and Social Security Bureau, some unemployed urban residents under the age of 60 in the past did not participate in the basic old-age insurance for employees of urban enterprises due to their own economic conditions, and at the same time, because they were registered in cities and towns, they could not participate in the new rural insurance in Guangzhou, resulting in this group of people not being guaranteed by the old-age insurance system. The "Measures" issued and implemented this time include non-employed residents under the age of 60. The coverage of the system has been expanded from the original urban elderly residents and rural residents to all non-employed urban and rural residents who have the household registration in this city, 16 years of age or older, do not meet the conditions for participating in the basic old-age insurance for urban enterprise employees, and do not enjoy the basic old-age insurance benefits for urban enterprise employees and other old-age benefits stipulated by the state. Personal contribution is divided into seven grades. According to the Measures, the individual payment standard of social endowment insurance for urban and rural residents is divided into seven grades, with the lowest being 10 yuan/month. The collective economy can be divided into seven grades to subsidize the insured, and the municipal, district (county-level city) people's governments give corresponding subsidies according to the individual contributions of the insured and the subsidies paid by the collective economy, which are also divided into seven grades. The insured can get the maximum subsidy of 180 yuan/month, and the above subsidies will go into the personal account of the insured. The pension actually received by the final insured person consists of basic pension 130 yuan/month and personal account * * *. The level insured person receives the pension for the first time under 60 years of age 6 1 the first file of one year of age 10 yuan 175.32 yuan for the second file 30 yuan 240.07 yuan for the third file 50 yuan 3 1 1.29 yuan fourth file 70 yuan 369.57 yuan for the fifth file 90 yuan 427.84 yuan for the sixth file. +030 yuan 5,365,438 yuan +0.44 yuan ● Insurance scheme New scheme for newcomers and old scheme for the elderly According to relevant sources, taking into account the wishes of the people, the Measures adopt the principle of "new system for newcomers and old scheme for the elderly". "For urban elderly residents who are receiving pensions, they can choose to continue to pay and receive treatment according to the original standard according to the principle of voluntary choice, or they can choose to pay and receive treatment according to the new system." He said, "Regarding the age gap between the old-age insurance scheme for urban elderly residents in our city and the female insured in this scheme, in this scheme, a five-year transition period has been set for female insured who are nearly 55 years old, realizing a smooth transition between the old and new systems." At the same time, because the Measures are based on the new rural insurance policy framework and are basically consistent with the new rural insurance policy, there is no need to adjust the insured who originally participated in the new rural insurance in Guangzhou. ● Other highlights: severely disabled people are insured by the government. According to the Municipal Bureau of Human Resources and Social Security, the old-age insurance scheme for urban elderly residents in Guangzhou did not include severely disabled people in the scope of subsidized participation, while the new rural insurance scheme in Guangzhou included severely disabled people in the scope of subsidized participation. In order to reflect the fairness of the policy, this adjustment will expand and unify the scope of subsidies for poor groups to "five guarantees" with household registration in this city, severely disabled people, mentally and intellectually disabled people, and people who are enjoying minimum living security or low-income treatment. The above five categories of personnel shall be subsidized by the people's government of the area (county-level city) where the household registration is located, at a monthly rate of 10 yuan. In this way, a funeral pension system was established, stipulating that "if the insured dies after receiving treatment, he can receive a funeral pension of 2,600 yuan."