Job Recruitment Website - Social security inquiry - What's the difference between social security and medical insurance?
What's the difference between social security and medical insurance?
Social security (social insurance): Social security refers to a social security system, which aims to provide citizens with basic social security and promote social harmony and stability. Social security usually includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Social security contributions are shared by employers and individuals, usually in proportion to wages.
Endowment insurance: providing pension benefits for the insured after retirement.
Medical insurance: providing the insured with basic medical insurance, including reimbursement and compensation for medical expenses.
Unemployment insurance: providing economic subsidies and employment assistance to the unemployed in a certain period of time.
Work-related injury insurance: to provide medical expenses and a certain degree of economic compensation for the insured who has an accident or occupational disease at work.
Maternity insurance: provide certain financial subsidies and maternity leave support for the insured who give birth. Now it is generally merged with medical insurance.
Medical insurance: Medical insurance is an important part of the social security system, which refers to the insurance mechanism that provides reimbursement and compensation for medical expenses for those who participate in medical insurance. The purpose of medical insurance is to reduce the economic burden of the insured due to medical reasons.
Social unified financing: medical insurance costs are mainly raised by the society, including individual contributions and government subsidies.
Provide reimbursement of medical expenses: When medical insurance participants seek medical treatment, they can reimburse part of medical expenses through medical insurance to reduce their personal financial burden.
Limited coverage: Medical insurance usually only covers specific medical items or drugs, and stipulates the proportion and scope of reimbursement.
Simply put, social security is a broader social security system, including pension, medical care, unemployment, work injury and maternity. Medical insurance is only a specific field of social security, mainly focusing on reimbursement and compensation of medical expenses.
- Previous article:202 1 Chengdu social security 8 grades
- Next article:Does Beijing only pay medical insurance but not social security?
- Related articles
- Housing accumulation fund system calculator
- How to pay social security in Meishan City, Sichuan Province?
- Enterprise employees pay social security
- Can Beijing rural hukou buy social security?
- Social security card for one person in two provinces.
- How to do accounting and tax treatment with five insurances and one fund under the new accounting standards?
- How to renew social security when the company resigns?
- Can medical insurance reimburse hospitalization expenses for children born by flexible employees in Xuzhou?
- The social security card shows that it is activated but cannot be used.
- How big can Sichuan Guang 'an flexible employment get social security?