Mudanjiang social security card medical insurance function

The social security card is not a medical insurance card, but the social security card has the function of medical insurance card. The social security card is currently mainly used in the field of basic medical insurance. Generally speaking, compared with the traditional medical insurance card, the biggest benefit of the social security card is that it can be settled in real time.

Taking Beijing as an example, in the past, insured people were required to make advance payments, and the reimbursement process took at least two to three months. When you were hospitalized, you had to pay upfront and then apply for reimbursement from the relevant authorities.

With the social security card, the insured do not need to take a lot of cash to the hospital, because the social security card realizes "zero advance". With the card, the patient is only responsible for the individual out-of-pocket, out-of-pocket medical expenses, the reimbursement of expenses by the medical institutions and the health insurance department to settle directly. Difficult reimbursement issues that often took months to resolve in the past may now be easily resolved in just a few dozen seconds.

At the same time, because the social security card has the function of recording and querying information, the patient's data can be stored, and the social security card becomes a continuous record of "electronic medical records", which is conducive to a better understanding of the medical history of the doctor for diagnosis and treatment.

The functions of the social security card are mainly reflected in the following three aspects.

Basic function: In addition to seeing a doctor at a designated hospital and buying medicines at a designated pharmacy, the card can also be used to inquire about one's basic information and social insurance contributions such as pensions and medical care, as well as entitlement to benefits through self-service terminals, etc.

Financial function: The card can be used for a variety of purposes, such as financial services, health care, and other services.

Financial function: the social security card has the UnionPay function and can be used as a bank card to access money and make purchases; pay various social security fees through banks and so on; and receive benefits such as pensions, unemployment insurance, and workers' compensation insurance for injured workers.

Expanded functionality: the social security card is a large-capacity chip card, reserved for expansion space, can be equipped with social public **** management services applications, and gradually realize the public transport, water, electricity and gas payments, as well as various benefits, subsidies issued and other functions. However, at present, the extended function has not been realized.

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