What about the interruption of medical insurance for unemployed people?

Unemployed people can renew their medical insurance if it is interrupted.

The way of self-renewal is generally to go to the social security bureau where the medical insurance is located to handle the self-payment procedures, and the specific operation method needs to consult the local social security bureau. Medical insurance is interrupted, and the payment of basic medical insurance premiums is interrupted for three consecutive months or the cumulative payment is interrupted for six months, and the basic medical insurance benefits are stopped. After the resumption of payment, if the payment is interrupted for three months in a row, you can enjoy the payment of the overall fund again after six months of continuous payment.

The role of medical insurance:

1, the main purpose of medical insurance is to pay for outpatient treatment. When going to a designated hospital for medical treatment, present a medical insurance card to prove the identity and registration of the insured. Individuals can directly settle the part of medical insurance reimbursement by medical insurance and hospitals, without paying fees first and then reimbursing. Only at the time of checkout, the self-funded part will be paid by the balance of the medical insurance card or cash;

2. There is a deductible for hospitalization reimbursement (the deductible standard is generally 10% of the average annual salary of employees in the city last year), which means that the money outside the deductible needs to be paid by itself, and the reimbursement ratio varies from place to place, and different hospitals and different projects are different, about 80%. You can go to the local labor and social security online for details.

3. The money in the medical insurance card account can't be used for shopping and cashing, but the following expenses can be paid: the cost of purchasing drugs at designated retail pharmacies, the medical expenses of outpatient and emergency departments, the personal purchase of commercial insurance and accidental injury insurance.

To sum up, when the number of medical insurance card transactions reaches 60 times, the insured employees must go to China Bank Savings Office to print the transaction records, or stop using the card. After the transaction record is printed, the card can continue to be used.

Legal basis:

Article 29 of the Law of the People's Republic of China on the Protection of the Rights and Interests of the Elderly

The state guarantees the basic medical needs of the elderly through the basic medical insurance system. Elderly people who enjoy the minimum living guarantee and eligible low-income families are funded by the government to participate in the new rural cooperative medical system and basic medical insurance for urban residents. The relevant departments should take care of the elderly when formulating medical insurance measures.