How many months does it take for social security to be reimbursed by medical insurance?

If you use your medical insurance card to go to a pharmacy or hospital to buy medicine or see a doctor. General medical insurance has to pay for one year to apply for reimbursement. If you use a personal account in medical insurance, you can use medical insurance from the first month of payment.

How to pay social security:

Personal social security payment operation is as follows:

1, take the materials and a certain amount of money, and take them directly to the local social security bureau for payment. Self-employed workers pay the old-age insurance at 20% or 18% of the monthly salary of employees, and only 8% goes into the personal old-age insurance account, and 12% goes into the special account of the old-age insurance fund account; The same is true for medical insurance, with about 3.25% entering the personal human resources social security card and 8% entering the medical insurance pooling fund account;

2, online payment, this needs to activate the social security card in advance and modify the password, and then go to the bank to activate the UnionPay function of the social security card. If you meet the above conditions, you can pay online. Sometimes it depends on whether the service platform has opened related functions;

The social security paid by the Company is as follows:

Company social security is what we call five insurances every day, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises. Proportionally, the pension insurance unit bears 20%, the individual bears 8%, the medical insurance unit bears 6%, and the individual bears 2%; The unemployment insurance unit bears 2%, and the individual bears 1%. Five insurances are legal and one of the provisions to protect workers, which are generally purchased by companies for employees. In addition to the five risks, there is also a gold. One gold is the housing accumulation fund, which enterprises can buy selectively for their employees. Housing provident fund can be used to buy a house, decorate a house, etc. For many people who just need to buy a house, they can save a lot of money.

The function of social security:

1, medical insurance

The advantage of medical insurance is that it can protect health in time, because it needs timely treatment after illness, and it costs less after medical insurance reimbursement, which can reduce the economic burden.

2. Work injury insurance

If employees of enterprises participate in work-related injury insurance, once an accident occurs, the local labor and social security administrative department will identify the work-related injury according to law. If it is identified as a work-related injury, the government labor appraisal agency will assess the disability level of the injured workers, and the government social insurance department will make compensation according to the regulations. In this way, we can better safeguard the legitimate rights and interests of enterprise employees.

3. Maternity insurance

From pregnancy to delivery, female workers have great physical changes and great physical exertion, and need rest and care. Maternity insurance provides them with pregnancy examination, medical services, maternity allowance and paid holidays, which guarantees their health and basic life during childbirth and relieves their worries.

4. Unemployment insurance

Since the establishment of China's unemployment insurance system, the fund system has been implemented, and the source of funds is employer contributions and financial subsidies. Practice has proved that the fund system adapts to the level of China's economic development and can provide a stable source of funds for unemployment insurance. However, it is limited to the employer's payment, and employees do not pay.

5. Endowment insurance

Many people are old without any financial resources and want to live a better life, or it is best to have social security to ensure a basic life. Endowment insurance means that when they are over 60 years old, they can enjoy the security fund according to the local economic level.

Generally speaking, there is a certain proportion of social security contributions, with companies paying part and individuals paying part. At the same time, the employer must pay social security for the workers. This is mandatory. If the employer does not pay social security to employees, employees can complain.

Legal basis:

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.