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What is the impact of social security payment break 2 months
1, affect the amount of pension, pension insurance to pay 15 years, after retirement to enjoy life-long pension treatment. Although a few months of broken contributions will not affect the accumulation of years of contributions at the time of retirement, but if the social security often interrupted, it is likely that by the time of retirement, the cumulative number of years of contributions has not yet reached the required standard, then it will affect the retirement pension;
2, affecting the health care insurance protection, social security broken from the second month of the second month of the health insurance can not be reimbursed for the cost of medicines. If the medical insurance payment is cut off for more than 3 months, you need to re-pay the accumulated payment for a certain period of time before you can enjoy the medical insurance treatment;
3. Maternity insurance can not be reimbursed, reimbursement of maternity insurance needs to be paid for 9 consecutive months or 12 months of accumulated payment, and the month of giving birth to a child is still in the payment. If the maternity insurance payment is discontinued, it may result in the inability to reimburse the expenses incurred in childbirth when there is a need to give birth.
The way to make up for social security payments is as follows:
1. Individuals can make up for the arrears in social security payments: If the arrears are due to personal reasons, it is necessary for individuals to go to the social security company in the place where they have their household accounts to make up for the arrears. The standard for making up payment is 18% of the average social wage of the year as the contribution base.
2, the unit to make up for the payment: if the unit is caused by the reasons of social security late payment or omission, need to be made by the unit to make up for the payment. According to the year's average social wage and the proportion of the standard. Enterprise workers are not allowed to have a dual labor relations, repeated payment of pension insurance premiums, only a record of contributions, and the original enterprise has not yet terminated the labor relationship, but I am at the same time employed in another enterprise, must be in the current employment of the payroll enterprise to pay contributions.
In summary, the way of social security payment includes personal payment and unit payment, and the specific way needs to be selected according to the actual situation. In the process of making up the payment, you need to pay attention to comply with the relevant regulations and procedures to ensure the validity and legality of the payment.
Legal basis:
The Law of the People's Republic of China on Social Insurance
Article 34
The State determines the differential rates for different industries according to the degree of risk of work-related injuries in different industries, and establishes rate grades within each industry according to the use of the Work Injury Insurance Fund, and the incidence of work-related injuries. The differentiated rates for the industries and the rate brackets within the industries are formulated by the social insurance administrative department of the State Council and reported to the State Council for approval before they are announced and put into effect. The social insurance agency determines the contribution rate of the employer based on the employer's use of the workers' compensation insurance fund, the incidence of work-related injuries, and the rate class of the industry to which the employer belongs.
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