The company only to pay three insurance how to do

The unit only pay three insurance is illegal, the employee should participate in five insurance: basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, provident fund. The labor party can apply for mediation, arbitration, litigation, or negotiation settlement according to law.

Three insurance is the most basic social insurance, including: pension insurance, medical insurance, unemployment insurance. Three insurance belongs to the social insurance, is now usually said to be "five insurance and one gold", specific five insurance that is: pension insurance, medical insurance, unemployment insurance, work-related injuries and maternity insurance; a gold that is: housing fund. The payment of three insurance is the national social security policy, any employer should be insured for employees. As long as you have signed a formal labor contract with your employer, it should insure you. However, these three insurance policies are not entirely paid by your organization, but by you and the organization***. According to the employee's salary, the unit and individual's share is generally: pension insurance unit to bear 20%, the individual to bear 8%; medical insurance unit to bear 6%, the individual 2%; unemployment insurance unit to bear 2%, the individual 1%. Pension insurance is mainly for receiving pension after retirement in the future, in order to prevent the dismal life in the later years. Medical insurance is mainly when you are sick and hospitalized, the unit can reimburse about 50% of the cost, also very important. Workers' compensation insurance is more understandable.

Legal basis:

The Social Insurance Law of the People's Republic of China*** and the State of China Article 58 An employer shall, within thirty days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the employer fails to register for social insurance, the social insurance agency shall approve the social insurance premiums to be paid by the employer. Individual entrepreneurs without employees who voluntarily participate in social insurance, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons shall apply for social insurance registration with the social insurance administration organization. The State establishes a nationally unified individual social security number. Individual social security numbers are citizens' identity numbers.