Proportion of social security contributions of enterprises and institutions

I. Proportion of social security contributions of public institutions According to relevant regulations, the proportion of social security contributions of public institutions is: endowment insurance, with the proportion of unit contributions being 20% and the proportion of individual contributions being 8%. Medical insurance, the unit contribution ratio is 8%, and the individual contribution ratio is 2%. Industrial injury insurance, the unit payment ratio is 0.2%, and individuals do not pay; Maternity insurance, the unit payment ratio is 0.8%, and individuals do not pay; Unemployment insurance, the unit contribution ratio is 1%, and the individual contribution ratio is 1%. It should be reminded that the payment policies of five insurances and one gold are different in local institutions, and the social security payment ratio of specific institutions can be consulted with the local social security bureau. Legal basis: Article 12 of the full text of the Social Insurance Law of People's Republic of China (PRC), the employer shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively. Second, the higher the social security payment base, the better? The social security payment base is not only an important basis for calculating the payment amount of employers and insured employees, but also an important basis for calculating the social insurance benefits of employees. The longer the payment time, the higher the payment base, the more payment and the higher the treatment. 1, the impact on the pension insurance benefits. The pension insurance benefits are composed of basic pension, personal account pension, transitional pension and subsidies. Low social security payment base will affect personal account pension. Because the basic old-age insurance personal account pension, based on the storage amount (including principal and interest) included in the basic old-age insurance personal account, is calculated and paid according to1120. Personal account shall be credited according to 1 1% of the employee's salary. If the payment base is low, it will inevitably affect the amount credited to personal accounts and pension insurance benefits. Impact on medical insurance benefits. The impact on medical insurance benefits is mainly reflected in personal accounts. According to the policy, the personal account of medical insurance is mainly the basic medical insurance premium paid by employees, the basic medical insurance premium paid by employers and interest. When the base of social security payment is low, the amount transferred to employees' personal medical insurance accounts will be less, which will affect the treatment of employees.

Legal objectivity:

People's Republic of China (PRC) social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

People's Republic of China (PRC) social insurance law

Article 33

Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, and the employees shall not pay the work-related injury insurance premium.

Social insurance law

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Social insurance law

Article 33

Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, and the employees shall not pay the work-related injury insurance premium.