Zhanjiang flexible employment pension insurance how much money a month

How much does Zhanjiang's flexible employment pension insurance cost in a month needs to be seen in the light of the local social security bureau's specific regulations.

The monthly pension a flexibly employed person receives after retirement is closely related to the amount of personal contributions and the number of years of contributions. Pension insurance follows the principle of more contributions, more pay, more pay, and the minimum contribution period is 15 years. The retirement pension consists of two parts: the basic pension and the individual account pension, and the treatment is increased accordingly for each additional year of contribution. The calculation of the basic pension involves factors such as the individual's accumulated years of contribution, the contribution salary, the average salary of local employees, the amount of the individual account and the average life expectancy of the urban population. Individuals who have reached the legal retirement age and have accumulated 15 years of contributions can receive a monthly basic pension. Those who have contributed for less than 15 years can choose to continue to contribute until they reach the full 15 years or transfer to other social pension insurance. Pension levels are adjusted in line with the growth of average employee wages and price increases.

Contribution ratio of social security:

1. Unit contribution ratio: the unit usually pays the pension insurance premiums in accordance with the ratio set by the local social security bureau;

2. Individual contribution ratio: the part of the individual's contribution is usually also paid in accordance with a certain ratio, which is determined by the local policy;

3. Government subsidy ratio: in some cases the government subsidizes the social security premiums of The government will in some cases subsidize the social security contributions of specific groups;

4. Flexible Employee Contribution Ratio: The contribution ratio of flexible employees may be different from that of employed employees, so you need to check the regulations of your local social security bureau.

In summary, Zhanjiang flexible employment pension insurance contribution amount to follow the provisions of the local social security bureau, the pension is closely related to the amount of contributions, the number of years, follow the principle of pay more, pay more, pay more, the minimum contribution period of 15 years, the pension consists of the basic pension and personal account pension, the calculation of the calculation of a variety of factors, and with the wage growth and price increases to adjust.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 10

Employees shall participate in basic pension insurance, and shall pay the basic pension insurance premiums by the employing unit and the employees*** together. Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves. The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.

Article 12

The employer shall pay basic pension insurance premiums in accordance with the proportion of the total wages of the employees of the employer as prescribed by the State, and credit them to the Basic Pension Insurance Coordination Fund. Employees shall pay basic pension insurance premiums in accordance with the proportion of their own wages prescribed by the State and credited to their individual accounts. Individual business households without employees, part-time workers who do not participate in the basic pension insurance in the employer and other flexible employment to participate in the basic pension insurance, should pay the basic pension insurance premiums in accordance with the state regulations, respectively, credited to the basic pension insurance fund and individual accounts.