20 14 new endowment insurance policy, please specify.

I didn't pay enough. You can have sex once. See 20 14 new pension insurance regulations for details.

20 14 new provisions on endowment insurance

20 11July1day, the first social insurance law since the founding of new China came into effect. According to the Insurance Law, employees who participate in the basic old-age insurance can extend their contributions to 15 years when they reach the statutory retirement age. If the insured before the implementation of the Social Insurance Law and the extension of payment is less than 15 years after 5 years, it can be paid to 15 years in one lump sum. For those who do not continue to pay after the deferred payment or the accumulated payment period is still less than 15 years, they can apply to transfer to the new rural social endowment insurance or urban residents' social endowment insurance and enjoy the corresponding pension insurance benefits. Unwilling to extend the payment to 15 years or transfer to the new rural social endowment insurance or urban residents' social endowment insurance, you can apply for a one-time payment of personal account storage. The employer fails to pay social security fees or is fined 3 times.

The goal of the Social Insurance Law is to establish a seamless social security system with no defects, no omissions, so that all people can have basic security and no worries in terms of old-age care and medical care. Its formal implementation marks that "national social security" has crossed the concept and entered the implementation stage.

If the payment is less than 15, you can enjoy long-term pension benefits through two channels.

"Accumulated payment 15 years is one of the necessary conditions for the insured to receive pension." For a long time, the insured who paid less than 15 years at retirement can only choose to receive a personal account at one time to terminate the basic old-age insurance relationship. Their old-age life lacks stable and long-term effective guarantee. In this respect, the Social Insurance Law has been greatly improved and expanded, adding two ways: allowing individuals to pay fees to 15 years; Transfer to new rural insurance or urban residents' pension insurance, both of which can make the insured get long-term pension insurance benefits. Payment 15 years is the "threshold" for enjoying long-term treatment.

According to the relevant regulations of the state: "Individuals who participate in the basic old-age insurance will receive the basic pension on a monthly basis if they have paid 15 years when they reach the statutory retirement age". In other words, the minimum payment 15 is a necessary condition for the insured to receive a monthly pension. Zhang Ruishu, deputy director of the Provincial People's Social Welfare Department, said that there are three main considerations for the minimum payment period 15. First of all, the life expectancy in China has reached 73 years. In order to achieve the balance of payments and long-term sustainable development of the old-age insurance system, it is necessary to set a minimum payment period; Secondly, no matter how employed, the payment period is cumulative, and most people can easily reach 15 years; Finally, from the international experience, most countries that implement the contributory old-age insurance system require a minimum payment period according to the actuarial results of long-term fund balance between payment and treatment.

In fact, the new old-age insurance policy still has many shortcomings, which need to be further revised and implemented.

Source social security network