Is rural endowment insurance better or flexible employment social security better?

Flexible employment and better social security.

If rural social security and flexible employment social security are relatively qualified, everyone still has to choose to participate in flexible employment social security, so as to receive more money.

If you choose the new rural insurance, it will take 8 years to get the principal, and you will "earn" from the age of 69. Flexible employment social security needs to pay 6.5438+0.62 million yuan. Although I have paid a lot, I will be able to return my money in five years, and I have been "earning" since I was 66 years old.

You can also decide according to your own economic situation. If the economic situation is poor, rural endowment insurance is better. The endowment insurance for flexible employees is based on the average social wage in the last year in the province where it is located, and the basic endowment insurance premium is paid at the rate of 20%, all of which shall be borne by me. If the economic situation is good, flexible employment pension insurance is better.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. Article 6 The State exercises strict supervision over social insurance funds. The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds.