Can the personal part of Suzhou social security be refunded?

Domestic Suzhou social security cannot be refunded in principle, but if someone who has repeatedly paid social security has reached retirement age, but the social security payment period has not reached 15, and the individual is unwilling to pay back 15, he can return it if he goes abroad to join other nationalities and dies. According to China's Social Insurance Law, personal accounts are not allowed to be withdrawn in advance.

1. Can Suzhou Social Security be refunded?

Social security cannot be refunded in principle, but there are several special circumstances that can be refunded:

1, social security is paid repeatedly. Due to job changes, social security has been paid in different places. At this time, the individual part of repeated payment can be extracted.

2. If you reach retirement age but the social security payment period has not reached 15, and the individual is unwilling to make up the social security payment of 15, you can withdraw the personal account balance.

3. Go abroad to join other nationalities.

4. death.

legal ground

Article 14 of the Social Insurance Law, individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited. Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Second, the social insurance payment period

Social security payment/kloc-can be stopped after 0/5 years. If there is a unit that has paid 15 years, but the employees have not retired, the enterprise will continue to pay until retirement; Individuals who pay social security can stop paying or continue to pay. According to the local policy, they will definitely continue to pay high salaries. Endowment insurance follows the principle of "pay more and get more". The higher the payment base, the longer the service period, and the more pensions you receive when you retire. Also need to pay attention to the following issues:

1, social security needs to wait until retirement age to apply for retirement and receive pension. Retirement age (60 for men and 55 for women)

2. Those who have not reached retirement age will not be able to enjoy medical treatment from the time they stop paying premiums to retirement. You can enjoy medical treatment after retirement. This can be replaced by rural cooperative medical care or urban and rural medical care.

Article 16 of the Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

The payment of social insurance has strict legal provisions and legal procedures. When paying social insurance, we must pay attention to relevant laws and regulations, especially local policies, in order to safeguard our legitimate rights and interests.