Why is Dongguan Social Security divided into gold card and silver card?

There are three reasons for Dongguan social security to divide gold cards and silver cards:

1, the nature of the insured unit is different: the municipal unit insured the gold card; Urban units are insured with silver cards.

2. Different payment bases: gold cards, units and individuals pay according to the average monthly salary of the insured in the previous year, and retirees pay according to the average salary of their own employees; Silver card, the insured pays according to the average monthly salary of employees in this city last year, and the retirees also pay according to this.

3. Different payment ratios: gold card: 2% of the insured's salary, 7.5% of the unit's salary (6.5% is comprehensive medical insurance, 1% is supplementary medical insurance), 5.5% is paid by retirees, and individuals do not pay; Silver card, the unit pays 2% of the average monthly salary of employees in Dongguan last year, and the individual does not pay.

Dongguan issues social security cards with unified national standards. Liang Bing, director of Dongguan Social Security Bureau, said that by the end of February this year, about 270,000 insured units had signed card issuance service agreements with six social security cooperative banks, with 540,000 insured persons, accounting for about 89% of the city's insured persons. 07%。 The number of official cards issued was 7 1 10,000, the number of bank cards issued was10.6 million, and the number of social security cards activated was about 530,000. It is planned to renew 3 million social security cards this year. According to the plan, we will strive to renew a unified social security card for all eligible insured persons within three years. The new social security card is a national unified standard social security card. Because the new social security card has financial functions, it must be activated by the cardholder himself with his ID card according to the regulations of the People's Bank of China on financial account management, so as to ensure the security and effectiveness of the account.

Legal basis:

Notice of Ministry of Human Resources and Social Security Municipality on printing and distributing the Measures for the Administration of Social Security Cards of the People's Republic of China.

Article 7 To apply for issuing social security cards, the following materials shall be submitted:

(1) Fill in a complete social security card issuance registration application form;

(2) An explanation of the preparation for the issuance of social security cards;

(3) The application fields and application file structures in the card that meet the requirements of the national unified specifications (including the application fields and indicators of local expansion);

(four) the card face style designed according to the unified requirements;

(five) the measures for the administration of social security cards in this area and the detailed rules for their implementation;

(six) other materials required by Ministry of Human Resources and Social Security.