Without social security, what insurance should I buy?

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Hello! For those who have no social security, we should first improve the basic security, that is, apply for social security first, and then consider other types of insurance, such as accident insurance, critical illness insurance and life insurance. Details are as follows:

1. Social security is the basic security in China, including old-age insurance, medical insurance, industrial injury insurance, maternity insurance and unemployment insurance, which can bring various guarantees to the insured.

2. Accidents are sudden and often do great harm to people's health and economy. If it is serious, it will bring variables to the whole family. Therefore, as a modern person, we should be responsible for ourselves and our families, and buy an accident insurance as soon as possible, so that the insurance company can bear all the unexpected risks for itself.

3. According to official statistics, the probability of a person suffering from major diseases in his life is as high as 72. 18%. Therefore, it is very important to buy yourself a suitable health insurance. If you need economical and cost-effective products, you can choose the single product of the consumer card to get the double basic protection of accident and health with lower premium expenditure; If you want to get special critical illness insurance protection, you can buy a critical illness insurance separately. When choosing such products, we need to pay attention to the scope of protection to see if it contains common major diseases. It is recommended to choose annual premium. Although the total amount paid may be slightly higher, it will be less every time and will not bring too much burden to the family.

4. You can also buy a life insurance under the above-mentioned perfect guarantee. If you have good economic ability, you can buy whole life insurance; If you have average financial ability, you can consider term life insurance and be responsible for yourself and your family.