Can social security contributions be refunded?

1. Can social security contributions be withdrawn?

1, irrevocable. After the promulgation and implementation of "People's Republic of China (PRC) Social Insurance Law", the old-age insurance can't be surrendered unless it reaches retirement age, such as death on the job, settlement abroad, repeated payment, etc.

2. If the payment is less than 15 years at retirement, you can voluntarily withdraw from your personal account. Although it cannot be returned, it can be renewed or transferred according to personal circumstances.

Second, what are the provisions on social security?

1, the basic pension consists of overall pension and individual account pension;

2, the basic pension is determined according to the individual cumulative payment period, payment wages, the average salary of local workers, personal account amount, the average life expectancy of urban population and other factors;

3. Individuals who participate in the basic old-age insurance will receive the basic pension on a monthly basis if they have paid for fifteen years at the statutory retirement age;

4. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council;

5, to participate in the basic old-age insurance of individuals, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund;

6. The state establishes a normal adjustment mechanism for basic pensions. According to the average wage increase and price increase of employees, the level of basic old-age insurance benefits will be improved in a timely manner;

7, individual cross-regional employment, the basic old-age insurance relationship with my transfer, the cumulative payment period. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. The specific measures shall be formulated by the State Council;

8. The state establishes and improves a new rural social endowment insurance system;

9. The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies;

10, the new rural social endowment insurance benefits consist of basic pension and personal account pension.

3. Can I get a refund if I don't want to pay social security?

1, social security surrender

When an individual applies for surrender, the social security fees paid before can be refunded, but they cannot be processed until retirement age. It is usually not allowed to apply for surrender. At the same time, the surrender fee is only returned to the balance in the personal account, and the money entering the overall account cannot be refunded.

2, on-the-job workers surrender

The social security of on-the-job employees mainly includes five insurances. When you apply for surrender, you can only refund the endowment insurance, and the refund is only 8% of the expenses paid by the individual. The expenses paid by the company will enter the overall account and will not be refunded. Relatively speaking, if the employees surrender their insurance, the lost premium is not much, but at the same time, the employees' pension insurance benefits will be cancelled.

3, flexible employment personnel surrender

When flexible employees pay social security, all the expenses are borne by individuals, generally according to 20% of the payment base. Only 8% of the expenses can be put into personal account, which is the money that can be refunded when surrendering, while the other 12% will be put into the overall account, and this money cannot be refunded, which means that if the flexible employees surrender, they will lose 12% of social security.