How to calculate social security for one year in a row?

Social security includes: pension, medical care, work injury, maternity and unemployment.

Continuous payment: continuous payment in the middle 15 years.

Cumulative payment: payment can be made intermittently, with a cumulative payment of 15 years.

I suggest that you do not interrupt social security, the impact is as follows:

1, the interruption of social security payment will affect your enjoyment of benefits. Interrupting the payment of endowment insurance will affect the payment period, and the payment period before and after re-payment can be calculated together; If the medical insurance payment is interrupted, you can't enjoy the relevant treatment. After re-payment, the payment period is calculated according to the new insurance, and the payment period cannot be calculated together.

2, in the field of employment, according to the provisions should pay all kinds of social insurance. Need to transfer the social insurance relationship, you can hold the basic old-age insurance payment certificate issued by the social insurance agency to apply to the social security agency in the place of employment. After the application is passed, you can go through the relevant transfer procedures.

Social insurance provides the most basic guarantee for the insured. You can get a pension after 15 years of pension, and you can enjoy medical services for life after 10 years of medical insurance, as well as compensation for work-related injuries, unemployment protection and maternity protection for women. Its level is higher than the social poverty line and lower than 50% of the average social wage, and the degree of protection is low; The level of protection provided by commercial insurance depends entirely on the agreement of both parties and the amount of premium paid by the insured. As long as the insured meets the insurance conditions and has a certain ability to pay, he can get a high level of protection. Therefore, with or without social security, he should buy commercial insurance to provide himself with comprehensive and solid protection.

Social security and old-age insurance has been paid for 15 years, and you can go through retirement procedures and begin to enjoy pension benefits when you reach the legal retirement age.

According to the current regulations, if the accumulated payment period is over fifteen years, you can receive the old-age insurance money on a monthly basis after retirement. If the cumulative payment period is less than fifteen years due to intermittent payment, you can only receive a one-time pension.

For those who pay the old-age insurance premiums intermittently, personal account pension and transitional pension will be directly affected when they meet the retirement conditions stipulated by the state and calculate the basic old-age insurance benefits. At the same time, the basic pension is calculated. Based on the average social wage of employees in the city in the previous year, the average social wage of employees in the city before the last intermittent payment is taken, and the arithmetic average is taken. In this way, the base of the basic pension will be reduced, and the relative basic pension will also be reduced.

At present, the composition of pension is: 20% of the local average social wage in the previous year+1120 of the total pension account. In other words, the more years you have paid social security, the higher the base, the more personal social security accounts, and the more pensions you receive when you retire.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.