50 years old to buy social security to 60 years old is not enough 15 years how to do

A, 50-year-old buy social security to 60 years old is not enough 15 years how to do

1, delay the retirement age. Reached the statutory retirement age, social security contributions but less than 15 years, this situation we can delay the retirement, up to 5 years of delayed retirement, such as the male 50 years old began to pay social security, to the statutory retirement age of 60 years old and then delayed 5 years of retirement, that is, continue to pay 5 years of social security to 65 years old, you can go through the retirement process.

2. Renewal of contributions on a yearly basis. Pension insurance is not allowed in the form of retroactive contributions to increase the number of years of pension insurance contributions, so to the age of 60 years of social security contributions is less than 15 years, we can continue to pay social security by year until the social security contributions to full 15 years after the retirement formalities, this way suitable for social security contributions to a relatively small difference in the number of years of participants.

3, to urban and rural residents social security. If you have reached the legal retirement age, the actual number of years of urban workers social security contributions from the minimum contribution requirements of 15 years is still a large difference, then you can also choose to urban workers social security to urban and rural residents social security, to urban and rural residents social security, the insured only need to be the remaining years of unpaid pension insurance premiums a one-time make up for the retirement formalities can be applied for. However, the difference between urban workers' pensions and urban and rural residents' pensions is still quite large, so it is generally not recommended to switch to urban and rural residents.

Second, the social security contribution period is as follows:

1, participate in the basic pension insurance individuals, to reach the legal retirement age accumulated contributions of fifteen years, monthly basic pension;

2, medical insurance in the retirement must accumulate a certain number of years of contributions (including the deemed years of contributions), the specific number of years depending on the region, the general provisions of the 20-30 years, and the actual contribution period must be accumulated, the general provisions of the 20-30 years. And the actual contribution period must reach 5 years (or 10 years) in order to enjoy free lifetime medical insurance after retirement;

3. Maternity insurance must be paid for at least 1 year in order to enjoy maternity insurance benefits.

Legal basis:

The People's Republic of China*** and the State Social Insurance Law

Article 16 Individuals who participate in the basic pension insurance, and who have paid contributions for a cumulative total of fifteen years by the time they reach the legal retirement age, will receive the basic pension on a monthly basis.

Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen years and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and shall enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.

Article 27 Individuals who participate in the basic medical insurance for employees and who have paid contributions for a total of up to a specified number of years by the state when they reach the legal retirement age shall no longer pay the basic medical insurance premiums after their retirement and shall enjoy the basic medical insurance benefits in accordance with the provisions of the State Council; and those who have not yet reached the specified number of years by the state may pay contributions for a total of up to the specified number of years by the state.