Can I swipe someone else's medical insurance card?

You can't swipe someone else's medical insurance card for the following reasons:

1. The medical insurance card is registered in real-name registration system and can only be used by the owner himself. If you use someone else's medical insurance card to see a doctor, it is fraud, which may even constitute a crime; There are clear precautions on the medical insurance card. This card is for personal use only and cannot be mortgaged or lent.

2, by fraud, forged documents or other means to defraud the social insurance benefits, the social insurance administrative department shall order it to return the defrauded social insurance benefits, and impose a fine of not less than two times but not more than five times the amount defrauded.

How to use the medical insurance card:

1. Scope of use of medical insurance card: When insured employees buy medicines in designated hospitals and pharmacies, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money;

2. Inquire about the balance of medical insurance card: Insured employees can inquire about the balance by telephone, or at China Bank Savings Office or designated hospitals and pharmacies in urban areas, or log on to the social security inquiry system online;

3. Inquiry of medical insurance card transaction: Insured employees can print medical insurance card transaction records, including personal account payment records and consumption records, at China Bank Savings Office with their ID cards and medical insurance requirements. If you have any questions about the transaction records, you can go to the retail business department of Bank of China for enquiry.

4. Medical insurance card password: The insured employees can change their passwords by phone or bring their ID cards to the Bank of China Savings Office. If the insured employee forgets the password, he can report the loss of the original password and change the password with his ID card at China Bank Savings Office;

5. Custody of medical insurance card: Insured employees should keep the medical insurance card properly. If you accidentally lose it, please immediately issue a letter of proof to the unit and stamp it at the medical insurance office for confirmation, and then report the loss to China Bank Savings Office with your ID card and go through the formalities of replacement. After 7 days, they can get a new card;

6. Precautions: When the number of medical insurance card transactions reaches 60, the insured employees must go to China Bank Savings Office to print the transaction records, otherwise they will stop using the card. After the transaction record is printed, the card can continue to be used.

To sum up, the medical insurance card is from real-name registration system and can only be used by the card owner himself. If you use someone else's medical insurance card to see a doctor, it is fraud, and if the circumstances are serious, it will constitute a crime; There are clear precautions on the medical insurance card. This card is for my own use only and cannot be mortgaged or lent.

Legal basis:

"Regulations on the supervision and administration of the use of medical insurance funds" seventeenth

The insured person should hold his medical insurance certificate for medical treatment and drug purchase, and take the initiative to show it for inspection. Insured persons have the right to require designated medical institutions to truthfully issue expense documents and related materials.

Insured personnel should properly keep medical insurance certificates to prevent others from using them. If it is necessary to entrust others to purchase drugs for special reasons, the identity certificates of the principal and the trustee shall be provided.

Insured persons shall enjoy medical security benefits according to regulations and shall not enjoy them repeatedly.

Insured persons have the right to request medical insurance agencies to provide medical insurance consulting services and put forward suggestions for improvement in the use of medical insurance funds.