Social security 15, what's the difference between 25 years and 30 years?

Legal analysis: 1, the amount of pension is different, although as long as the insured person has paid 15 years of pension insurance, he can receive a monthly pension after retirement. However, the amount of pension is related to many factors, and the mechanism of paying more and getting more is adopted. Therefore, under the same payment base, the monthly pension after retirement after 25 years and 30 years of old-age insurance is more than that after 15 years. The calculation of pension is announced as follows: monthly pension = personal account pension+basic pension; Personal account pension = total amount of endowment insurance paid by individuals/number of months; Basic pension = (social average salary+my indexed salary) /2* payment period *1%; 2. Different medical insurance benefits Since the medical insurance for urban and rural residents is guaranteed for one year, the length of payment period will not have any impact. However, if it is medical insurance for urban workers, the impact will be even greater, because the payment period of medical insurance will affect the subsequent medical insurance benefits. If the insured person's payment period meets the requirements, he will have the opportunity to enjoy medical insurance benefits for life, and he will not have to pay again after retirement. For example, Beijing requires men to pay 25 years and women to pay 20 years, and the requirements vary from place to place. It is best to ask the social security department for specific policies.

Legal basis: Article 15 of the Social Insurance Law consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc. Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

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The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.