Job Recruitment Website - Social security inquiry - How to pay social security to buy a house in Wuhan?

How to pay social security to buy a house in Wuhan?

Legal analysis: 1. Many human resources companies in Wuhan provide social security services. However, in this form, individuals need to bear the social security expenses that the original unit needs to bear, and also need to pay a certain agency service fee to the human resources company.

2. If you pay both social security and provident fund, you can also use the provident fund to buy a house in Wuhan.

Wuhan's purchase restriction policy clearly stipulates that families who are not registered in this city should provide proof of social insurance or personal income tax paid in this city for two years (including two years) before the date of purchase, and the paid social insurance or personal income tax certificate will not be recognized.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.