What is the contribution ratio of Beijing social security individual company?

The proportion of social security contributions in Beijing is: endowment insurance: 16% enterprises, 8% individuals, a total of 24%; Unemployment insurance: 0.8% for enterprises and 0.2% for individuals, totaling1%; Industrial injury insurance: 0.4% for enterprises and 0% for individuals, totaling 0.4%; Maternity insurance: 0.8% for enterprises and 0% for individuals, totaling 0.8%; Medical insurance: enterprise 10%, individual 2%, total 12%.

1. What is the contribution ratio of Beijing Personal Social Security Company?

Beijing social security contribution ratio:

Pension ratio: 16% for enterprises and 8% for individuals, totaling 24%.

Unemployment rate: enterprise 0.8%, individual 0.2%, total 1%.

The proportion of work-related injuries: 0.4% for enterprises and 0% for individuals, totaling 0.4%.

Birth ratio: enterprise 0.8%, individual 0%, total 0.8%.

Medical care proportion: enterprise 10%, individual 2%, total 12%.

Two, Beijing pension insurance payment base

Lower limit of enterprise employees: 36 13 yuan; Upper limit: 2654 1 yuan.

Lower limit of public institutions: 47 13 yuan; Upper limit: 2654 1 yuan.

Three, Beijing old-age insurance payment standard

1, endowment insurance for urban and rural residents

Payment standard of basic old-age insurance for urban and rural residents in Beijing: the minimum standard is 1 10,000 yuan per year, and the maximum standard is 9,000 yuan per year.

2. Endowment insurance for urban workers

Total payment = unit payment and individual payment

3. New rural endowment insurance

The minimum payment standard is 10% of the per capita net income of rural residents in this district and county in the previous year, and the insured can raise the payment standard according to their own economic affordability. The total amount of individual contributions and collective subsidies of the insured person each year shall not be lower than the minimum payment standard of this district and county.

4. How long does it take to pay the endowment insurance in Beijing?

According to Article 22 of Chapter IV of Beijing Basic Endowment Insurance, if the insured meets the following conditions, he will receive the basic pension on a monthly basis from the month after the approval of the administrative department of labor and social security:

1, meet the retirement conditions stipulated by the state and go through relevant formalities;

2. According to the regulations, the cumulative payment period of the basic old-age insurance premium is 15 years.

Therefore, the old-age insurance in Beijing needs to pay 15 years, and the minimum payment period is 15 years.

5. Is the payment period of Beijing endowment insurance insufficient?

Article 16 of the Social Insurance Law of People's Republic of China (PRC): Individuals who participate in the basic old-age insurance and pay less than 15 years when they reach the statutory retirement age can pay to 15 years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Combined with the specific situation of social insurance in Beijing, there are the following solutions:

1. Non-Beijing nationals can refer to the Notice of Beijing Municipality on Issues Related to Extending the Payment of Social Insurance Fees by Insured Persons, and apply for extending the payment in Beijing to 15 or transferring their pension insurance relationship back to their domicile, and apply for a pension according to local policies.

2. Beijing-based non-agricultural registered permanent residence personnel can transfer their social insurance relationship to the street where their household registration is located and apply for deferred payment, and continue to pay to15;

3. For Beijing-born agricultural registered permanent residence personnel, their social insurance relationship can be transferred to the new rural insurance, and the payment will continue to 15.

Social security payment is an important part of social security system. Legal and compliant social security payment can better protect the basic interests of the insured. The insured can raise the payment standard according to the wage level and economic affordability. According to the new regulations, the higher the payment standard and the longer the payment time, the better the pension benefits after retirement.