Job Recruitment Website - Social security inquiry - How to inquire about the details of medical insurance transfer to personal account
How to inquire about the details of medical insurance transfer to personal account
1. You can bring your valid ID card and medical insurance card to the service hall of the local social security center and ask the staff for help.
2. You can call the local social security service hotline to inquire, and you can make self-help inquiry according to voice prompts or turn to manual service inquiry;
3. When using the medical insurance card to buy medicine or reimburse hospitalization medical expenses in designated hospitals, please ask the staff to help you inquire;
4. You can log in to the local social security official website, and you can query your social security information after logging in.
How much is the medical insurance card per month?
Employees with different ages have different amounts of medical insurance cards each month:
For employees under/kloc-0 and aged 45, the medical insurance card shall be paid at 3.2% per month, of which 2% shall be paid by individuals and 0/.2% shall be allocated by the unit;
For employees over 2.45 years old, the medical insurance card is paid at 3.4% per month, of which 2% is paid by individuals and 0/.4% is allocated by the unit;
3. For retired employees, because individuals no longer pay fees, the medical insurance card is paid directly at 3.9% of the average monthly salary of local employees in the previous year.
Suppose an employee has a salary of 5,000 yuan and a medical insurance card every month before the age of 45: 5,000 times 3.2% = 160 yuan; After the age of 45, 5,000 yuan per month multiplied by 3.4%= 170 yuan; There is 195 yuan every month after retirement.
To sum up, the money in the personal account of the medical insurance card is not used for reimbursement. The money in the personal account of the medical insurance card can be used to buy medicine in designated hospitals or pharmacies, or to pay for outpatient consumption or hospitalization at one's own expense, while the medical insurance pooling account is used to reimburse the medical expenses of employees according to regulations.
Legal basis:
Article 2 of People's Republic of China (PRC) Social Insurance Law
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. To ensure citizens' right to receive material assistance from the state and society in accordance with the law in cases of old age, illness, work injury, unemployment and maternity.
Article 26
The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
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