How much does Shenzhen social security accumulation fund generally pay? How much is it a month?

I. Proportion of five insurances and one gold paid by units and individuals

1. Pension insurance contribution ratio: unit 2 1% (all included in the overall fund) and individual 8% (all included in the personal account).

2. The proportion of medical insurance payment: 9% for the unit and 2% for the individual+3 yuan.

3. Unemployment insurance payment ratio: 2% for the unit and 0/%for the individual.

4. Payment ratio of work-related injury insurance: the unit pays 0.5% for you every month, and employees don't have to pay. Work-related injury insurance determines its work-related injury rate according to the industry scope divided by the unit, with the range of 0.5%-2%.

5. Maternity insurance payment ratio: the unit pays 1% for you every month, and employees don't have to pay a penny.

6. Housing provident fund deposit ratio: according to the actual situation of the enterprise, choose the housing provident fund deposit ratio. But in principle, the maximum shall not exceed 10% of the average wage of employees. The employer shall pay the housing accumulation fund at 12% of the salary. Units and individuals are 65438+ 02% of salary.

Two, five insurance and one gold payment base.

The payment base of five insurances and one gold is generally 60%-300% of the average salary of employees in the previous year, as shown in the following:

1. If the average salary of last year was 300% or more higher than the average salary of local employees at the end of last year, the payment base of five insurances and one gold shall be calculated according to 300% of the average monthly salary;

2. If the average wage of last year is lower than 60% or less of the average wage of local employees at the end of last year, the payment base of five insurances and one gold shall be calculated according to 60% of the average monthly wage;

3. If the average salary of last year was between 60% and 300% of the average salary of local employees at the end of last year, the payment base of five insurances and one gold shall be declared according to the actual salary.

The deposit base of housing provident fund is the average monthly salary of employees in the previous year, that is, the total salary of the previous year divided by 12. The previous year refers to the natural year, that is, June 65438 to February 65438.

The deposit base of housing provident fund shall not be lower than the minimum monthly wage of employees in the previous year announced by the municipal human resources and social security department, and shall not exceed 3 times the average monthly wage of employees in the city in the previous year announced by the municipal statistics department.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.