What is an insurance certificate?

Insurance certificate, also known as "small insurance policy", means that there is no insurance clause printed on the insurance certificate, which is actually a simplified insurance policy. Insurance certificate and insurance policy have the same effect. Insurance certificates that are not indicated shall be subject to similar insurance policies. Insurance certificate is another document form issued by the insurer to the applicant to prove that the insurance contract has come into effect, which is a simplified insurance. There is also a certificate of joint guarantee in China, which is mainly used to attach to the invoices of foreign trade companies when insurance companies cooperate with foreign trade companies, indicating only the insured amount and the insured amount, and other items are subject to the invoices. As a subsidiary document of insurance policy, insurance certificate is often ignored. Although the insurance certificate is only a simplified insurance policy, it has the function of providing value-added services for the insured in some retail insurance businesses.