What should I do if I pay both rural insurance and social security?

If a person has participated in both agricultural insurance and social security, then it is necessary to consider how to deal with it according to the specific situation.

First of all, if this person participates in both agricultural insurance and social security, then he needs to cancel or transfer in the insured unit or social security agency. Specifically, if he already works in a town, then he needs to cancel rural insurance and only participate in social security; If he has returned to the countryside, then he needs to cancel social security and only participate in rural insurance.

Secondly, if this person participates in agricultural insurance and social security at the same time, then it is necessary to choose the insured unit according to the specific situation. If you already work in cities and towns, you can choose to participate in social security and enjoy the social security benefits of urban workers; If he has returned to the countryside, then he can choose to participate in the agricultural insurance and enjoy the treatment of rural residents' agricultural insurance.

Finally, if this person participates in rural insurance and social security at the same time, he needs to pay attention to avoid paying social security fees repeatedly. Specifically, he needs to verify his social security payment in the insured unit or social security agency to avoid paying social security fees repeatedly.

The difference between rural insurance and social security;

1. Different participants: rural insurance mainly targets rural residents and migrant workers, and social insurance mainly targets urban residents and urban workers.

2. Different payment standards: the payment standard of rural insurance is lower than that of social insurance, mainly because farmers have low income and limited payment ability. The payment standard of social security is relatively high, mainly because urban workers have higher income and stronger ability to pay.

3. Different treatment: the treatment of agricultural insurance and social security is also different. Rural insurance mainly includes medical insurance, maternity insurance and industrial injury insurance. The treatment is relatively low, and social insurance includes pension insurance, medical insurance, unemployment insurance and work injury insurance. , the treatment is relatively high.

4. Different reimbursement ranges: the reimbursement ranges of agricultural insurance and social security are also different. Agricultural insurance is mainly aimed at rural residents and migrant workers, and the scope of reimbursement mainly includes basic medical care, maternity and work-related injuries; Social security is mainly aimed at urban workers, and the scope of reimbursement is relatively wide, including medical care, pension, unemployment and work-related injuries.

5. Different management institutions: The management institutions of agricultural insurance and social security are also different. Agricultural insurance is mainly managed by rural cooperative medical institutions or rural social insurance institutions, and social insurance is managed by urban social insurance institutions or social security fund management institutions.