Can rural hukou buy social security? Can I buy it all at once?

1. According to the provisions of the Social Insurance Law of People's Republic of China (PRC), when individuals participating in the basic old-age insurance for employees reach the statutory retirement age, if the accumulated payment is less than 15 years, the payment can be extended to 15 years. Before the implementation of the social insurance law, if the insured person is still less than 15 years after the extension of payment for 5 years, he can pay in one lump sum until it reaches 15 years.

Second, individuals participating in the basic old-age insurance for employees who have reached the statutory retirement age and paid less than 15 years can apply for the new rural social endowment insurance or urban social endowment insurance where their household registration is located, and enjoy the corresponding old-age insurance benefits.

Three, after participating in the basic old-age insurance for employees to reach the statutory retirement age, the cumulative payment is less than 15 years, and has not been transferred to the new rural social endowment insurance or urban residents' social endowment insurance, individuals can apply in writing to terminate the basic old-age insurance for employees.

After receiving the application, the social insurance agency shall inform it in writing of its right to transfer to the new rural social endowment insurance or urban residents' social endowment insurance and the consequences of terminating the basic endowment insurance relationship for employees. After my written confirmation, I will terminate the employee's basic old-age insurance relationship and pay me the amount stored in my personal account in one lump sum.

Fourth, second, the employer takes the initiative to handle one-time payment for employees. The payment standard of each time period is calculated according to the payment base and payment proportion of the corresponding time period determined in each year (if there is no payment base and proportion in that year, it shall be implemented according to the quota standard of that year).

Extended data:

Insurance premium payment

Personal payment

(1) payment base and proportion

From June 5438+1 October1in 2006, the scale of personal account was adjusted from 165438+ 0% of my paid salary to 8%, all of which were formed by individual contributions, and the unit contributions were no longer included in personal accounts. Among them, the payment wage is also called the payment wage base, which is generally the average monthly wage of employees in the previous year (where conditions permit, the salary income of employees in the previous month can also be used as the personal payment wage base).

The average monthly salary is calculated according to the items listed in the statistics of total wages stipulated by the National Bureau of Statistics, including wages, bonuses, allowances, subsidies and other income, excluding social insurance premiums, labor protection fees, welfare fees, one-time compensation paid by employers and employees when they terminate their labor relations, family planning fees and other expenses that do not belong to wages.

(2) Calculation of accumulated amount of personal account.

Monthly storage amount = my monthly payment salary *8%

If my average monthly salary is lower than 60% of the average monthly salary of local employees, 60% of the average monthly salary of local employees will be used as the payment base. If my average monthly salary is higher than 300% of the average monthly salary of local employees, 300% of the average monthly salary of local employees will be used as the payment base.

Article 8 If the insured person is employed in inter-provincial flow, the basic old-age insurance relationship shall be transferred in accordance with the following procedures:

(a) the insured in the new employment in accordance with the provisions of the establishment of the basic old-age insurance relationship and payment, by the employer or the insured to the new insured social security agencies put forward a written application for the transfer of the basic old-age insurance relationship.

(2) The social security agency of the newly insured place shall, within 15 working days, review the application for transfer and continuation, send an acceptance letter to the social security agency where the insured person's original basic old-age insurance relationship is located, and provide relevant information; Do not meet the transfer conditions, make a written explanation to the applicant or the insured.

(3) The social security agency where the original basic old-age insurance relationship is located shall handle all the transfer and connection procedures within 15 working days after receiving the acceptance letter.

(4) After receiving the basic old-age insurance relationship and funds transferred by the social security agency where the insured person's original basic old-age insurance relationship is located, the social security agency in the newly insured place shall complete the relevant procedures within 15 working days, and notify the employer or the insured person of the confirmation in time.

Article 9 If migrant workers interrupt their employment or return home without continuing to pay fees, the social security agency of the original insured place shall keep their basic old-age insurance relationship, keep all their insurance payment records and personal accounts, and the amount stored in personal accounts shall continue to bear interest according to regulations.

Migrant workers who return to urban employment and continue to pay insurance premiums, whether they return to the original insured place for employment or go to other cities and towns for employment, should calculate their payment period according to the above provisions and calculate the amount of their personal accounts together. Those who meet the conditions for receiving benefits shall enjoy the same basic old-age insurance benefits as urban workers;

If migrant workers no longer return to urban employment, their insurance payment records and personal accounts in cities and towns are all valid, and they can enjoy the basic old-age insurance benefits for urban workers according to the actual situation of migrant workers, or they can be transferred to the new rural social old-age insurance when they meet the prescribed conditions.

The convergence policy of migrant workers' participation in the basic old-age insurance for urban enterprise employees and the new rural social old-age insurance in rural areas will be studied and formulated separately.

Tenth national social security institutions at or above the county level shall establish a contact information database and publish it to the public, so as to facilitate the insured to inquire about the insurance payment and handle the transfer procedures of the basic old-age insurance relationship. Accelerate the establishment of a unified national basic old-age insurance information inquiry service system, issue a national social security card, and provide convenient and effective technical services for insured persons to inquire about insurance payment information.

Article 11 Where the policies on inter-provincial transfer and continuation of basic old-age insurance relations formulated by various localities are inconsistent with the provisions of these Measures, the provisions of these Measures shall prevail. Measures for the transfer and continuation of the basic old-age insurance relationship across provinces, autonomous regions and municipalities directly under the Central Government shall be formulated by the provincial people's government with reference to these measures and reported to Ministry of Human Resources and Social Security for the record.

Baidu encyclopedia-basic endowment insurance for employees