Can I pay social security at home if I work abroad?

Working abroad can pay social security at home. China citizens who have worked abroad but have not lost their China citizenship can participate in the basic old-age insurance for employees or urban and rural residents in China in accordance with relevant regulations.

However, as an international practice, most countries generally require foreigners who are employed in their own countries to participate in their own social insurance, pay social insurance premiums, and give national treatment through legislation. Therefore, China citizens working abroad should participate in social insurance according to the relevant laws of the country where they work.

At the same time, in order to avoid the double payment problem that workers may face in sending countries and working countries, the international common practice is to sign multi-bilateral social security agreements to solve it. At present, China has signed bilateral social security agreements with German, Korean and Danish countries. Among them, bilateral social security agreements signed with Germany, South Korea, Denmark, Finland, Canada, Switzerland, the Netherlands and Spain have come into effect. According to the above agreement, people who have participated in social insurance in China can continue to participate in insurance payment in China within a certain period of time, and do not participate in the corresponding social insurance in another contracting state.

Individual contributions stipulated by social security policies

1. The payment base for urban individual industrial and commercial households and flexible employees to participate in the basic old-age insurance is the average salary of local employees in the previous year, and the payment ratio is 20%, of which 8% is credited to personal accounts. After retirement, the basic pension shall be calculated and paid according to the method of calculating and paying the basic pension for enterprise employees;

2, medical insurance, freelancers, self-employed insured, you can choose to establish a pool fund, not to establish a personal account, according to the local average monthly salary of 4.2% to pay the basic medical insurance premium; You can also choose to pay 8% of the local average monthly salary in the previous year and set up a personal account! Employees participating in medical insurance, 6% units and 2% individuals;

3. After completing the old-age insurance procedures, pay medical insurance at the local medical insurance center with the old-age insurance procedures and relevant documents;

4. Minimum payment period of endowment insurance 15 years, and minimum payment period of medical insurance is 25 years. And when you reach retirement age, you can apply for pension benefits and medical reimbursement concessions.

Legal basis:

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer and other flexible employees can participate in the medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.