How many years of social security does it take to buy a house in Shanghai?

Buying a house in Shanghai requires paying social security for 5 years or more. In order to increase the number of years for non-resident families to pay personal income tax or social security, they have paid for more than 2 years in this city in the first 3 years from the date of purchase, and adjusted to 5 years or more from the date of purchase.

Buying a house in Shanghai requires more than 5 years of social security certificate, and continuous payment is not required. It is allowed to cut off the supply in the middle, cut off the supply for more than 3 months, and pay the fee discontinuously. Non-local resident families who do not have any houses under their family names within the scope of Shanghai and have paid 60 months of accumulated social insurance or personal income tax within 63 months before the online signing date are restricted to purchase 1 house.

Non-resident families who own 1 set or more houses in this city are suspended from selling their houses in this city. Non-Shanghai residents who have paid social insurance or personal income tax for 60 months within 63 months before the online signing date will be suspended from selling their houses in this city. Foreign household registration adult single, suspend the sale of their houses in this city; Foreign minors are restricted from buying.

For many property buyers, it is not easy to pay social security for five years or longer. Out of the demand for their own development, many young people will leave their original jobs to find opportunities that are more suitable for their own development. There are not many young people who can really pay social security for five years in one unit.

In response to this situation, many regions in Shanghai began to implement new social security payment regulations. Contracts signed on or after March 25th do not need to pay social security or individual tax continuously. As long as you pay 60 months in the past 63 months, you can buy a house. The highlight is the word "cumulative payment". The previous regulations required social security to be paid continuously, and once it was stopped, it could not be paid back.

According to relevant media reports, Minhang, Xuhui, Changning, Jing 'an, Hongkou, Qingpu, Yangpu, Putuo and other regions have begun to implement the new regulations. Some relevant media also said that the scope of implementation of the new regulations will be extended to the whole city.

legal ground

Opinions on further improving the housing market system and security system of this Municipality and promoting the stable and healthy development of the real estate market.

Article 3 Strictly implement the housing purchase restriction policy. Increase the number of years for non-resident families to pay personal income tax or social insurance when buying a house, and adjust it to pay for more than two years in the first three years from the date of purchase, and for more than five years before the date of purchase.

It takes 3 years or more for the commercial housing purchased by enterprises to be listed and traded again. If the transaction object is an individual, it shall be implemented in accordance with the purchase restriction policy of this Municipality.